bank cards

[Abbie.]

hmm k, if i wanted to get stuff off the net, could i use my nationwide smart card, because i hate asking to use my dads lol..

[Pyroka]

does it have any mastercard/visa/solo/maestro thing on it? If not then no.

[Abbie.]

does it have any mastercard/visa/solo/maestro thing on it? If not then no.


noo, its one u just put in a bank machine lol

it says link on it

grr no then

[Pyroka]

Nah you cant, you should be able to get a debit card though :S I've got one fgs, ask nationwide to see if they can upgrade your account cuz thats silly.

[Abbie.]

Nah you cant, you should be able to get a debit card though :S I've got one fgs, ask nationwide to see if they can upgrade your account cuz thats silly.

you have to be 18 LOL

i can use my sisters tho, if i ask

[Xarea]

you have to be 18 LOL

i can use my sisters tho, if i ask

I'm sixteen and I have a debit card?

[Pyroka]

No you dont, thats for a credit card. Your bank is silly.

[Cylinder]

you have to be 18 LOL

i can use my sisters tho, if i ask
I've got a debit card, I'm 16 and I can use it on internet, it's visa electron. It's got chip and pin etc.

[Abbie.]

really :S

i was asking my sister and she said she got hers when she was 18

and i normally just use my dads

[Pyroka]

im with barclays tho, be cool and join the cool bank.

[LoveToStack]

I think it's 14 for debit cards? Might be 15 though but you can definately get one and buy stuff off the net :)

[Abbie.]

i feel slightly stupid now lol!

but thankss for the answers :]

[LoveToStack]

I'm sure my bank gave me one like 3 years ago without me having to ask. Maybe my mum did though.

[Sunny.]

I got my first debit solo at 15. Now im 16 ive got a Barclays Visa debit card and still got my natwest solo card.

[Robbie]

www.halifax.co.uk

Halifax Expresscash gives over12s debit cards. Its what I use.

[LoveToStack]

I remember being confused because someone said they were changing Solo to Visa Electron (that's what I had) but I didn't hear anything else of it. Online I just put it down as Visa and it seems to work :)

[drumrolllll]

i've got a nationwide smart card too and i ******* HATE it, i'm getting a debit card at the end of january hopefully.

[Wayne]

I first got my debit card at 18. The bank sent me it to replace my credit card.

[Clowgon]

really :S

i was asking my sister and she said she got hers when she was 18

and i normally just use my dads

Where the hell have you been?

[Captain]

Can you apply for a debit card online ? Atm I only have a barclays cash card.

[Alkaz]

Its definately 16 to have a debit card but 18 for credit cards.
Go to your bank and set one up, you will get it in about a week.

[efq]

you have to be 13 years old to have a debit card, i had one at 14.

[lAscend]

With the nationwide you have to 18 to have a debit card so i gave up and opened another account with the halifax lol

[kurtis5561]

Nah you cant, you should be able to get a debit card though :S I've got one fgs, ask nationwide to see if they can upgrade your account cuz thats silly.
Nationwide are a wierd beast, They only issue the cashcard and then full visa debit and you can't get Visa Debit until your 18 (Unless you get a Visa Electron card branded as a Visa Debit)

Quick guide to cards.
Visa Debit with cheque gaurrentee - Full acceptance where you see the Visa symbol Issued to over 18s only
Visa Electron - Only where you see the Electron symbol, Some online retailers will process them as a Visa card, Issued to people from the age of 13/14
Solo - Full acceptance where you see the Solo symbol or with Natwest cards, the Maestro symbol, Acceptance on the net is limited Issued from the age of 11
Maestro with cheque guarrentee, Full acceptance on Most sites, and in nearly all shops, Issued at around the age of 18
Link or bank cash cards, If it displays link on the card you can use your card free of any card issuer charges, Although you are subject to any ATM owner fees, These cannot be used abroad, If it doesn't display link you can only use it in the issuers machine

If you use your card abroad, your card will either use the cirrus or visa/plus networks depending on the agreements your bank has.

If you need a card for the internet, www.mycashplus.co.uk (http://www.mycashplus.co.uk) offers a prepaid one for £9.95 issue fee.

Credit cards are issued at the age of 18 as per full visa debit (Rules set by visa) but Visa electron/Solo are issued from 11 upwards

Remember: Debit card issuance such as Visa Debit and Maestro are subject to status and/or application! they are not guarrenteed!

[efq]

HSBC is 13 anyways.

[kurtis5561]

HSBC is 13 anyways.
Its upto the individual issuing institution, Lloyds TSB offer them from the age of 11 aswell

[Nick.]

I've had a HSBC account with a Solo card since I was 13, I'm always buying stuff on Amazon and stuff.

[Tim.]

I think it's 14 for debit cards? Might be 15 though but you can definately get one and buy stuff off the net :)


Its actually 13 for a debit card. possibly 11 although i think that might be a bit young, I definately had mine by the age of 13

[Carlitos]

Its definately 16 to have a debit card but 18 for credit cards.
Go to your bank and set one up, you will get it in about a week.
It's definately 16 is it? Why reply when you obviously know nothing about debit cards. :rolleyes:

Edited by Alkaz (Forum Moderator): Please do not be rude.

[kurtis5561]

It's definately 16 is it? Why reply when you obviously know nothing about debit cards. :rolleyes:
I've got a banking degree from uni so any questions fire away and ill try and answer