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View Full Version : Lloyds now owned by government.



efq
07-03-2009, 08:53 AM
A deal that will see hundreds of billions of pounds worth of Lloyds loans being underwritten by the Government has been confirmed.


http://news.sky.com/sky-news/content/StaticFile/jpg/2009/Feb/Week4/15230535.jpg The deal comes after the bank posted losses of almost £11bn


In return the taxpayers' stake in the ailing bank will rise from 43% to around 75%.
Under the terms of the deal, the Government will underwrite around £260bn in "toxic" assets held by Lloyds Banking Group.
This would limit the bank's potential losses and enable it to start lending again.
At the same time, Lloyds will convert the costly preference shares held by the Government into ordinary shares, which attract no interest.





It is currently paying 12% interest on the preference shares.
The move will give the Government a greater say in the way the bank is run as ordinary shares carry voting rights.
A Sky source said: "It's more or less a done deal - they're only finalising details now, and an announcement can be expected in the morning.
"Lloyds will put £260bn into the asset protection scheme, and is committed to additional mortgage and business lending for the next 12 months.

The Treasury has already struck a similar deal with Royal Bank of Scotland, which last month reported record losses of £24.1bn.
Lloyds has been forced to request further support because of the heavy losses run up by HBOS which it took over to prevent its collapse.
Although Lloyds recently reported a pre-tax profit of £807m for 2008, HBOS lost just under £11bn over the same period.
Thats another bank gone, you people are in trouble and theres no denying it.

http://news.sky.com/skynews/Home/Business/Lloyds-Agrees-Deal-That-Will-See-The-Government-Underwrite-260bn-Worth-Of-The-Banks-Toxic-Assets/Article/200903115236485?lpos=Business_Carousel_Region_1&lid=ARTICLE_15236485_Lloyds_Agrees_Deal_That_Will_ See_The_Government_Underwrite_%3F260bn_Worth_Of_Th e_Banks_Toxic_Assets

Anvrew
07-03-2009, 12:08 PM
I always liked their ads..
Wonder what banks next?

Minstrels
07-03-2009, 12:12 PM
Voiding can I just ask why you have a problem with England? And if you claim you don't why are you laughing because the banks are shutting?

Ashhizzle
07-03-2009, 12:14 PM
How can you say we're in trouble?

my familys in no trouble at all, nor is any other family i know...

bit of an assumption there.

yeah theres a few familys out there, but not everybody.

& im sure your sittin on a pile of creds yourself :)

Anvrew
07-03-2009, 12:22 PM
^ Yeh, I'm not affected by it either.
Everyones just 'scared' somthing will happen. :P

Ramones
07-03-2009, 09:34 PM
If anything this is a good thing?

Anvrew
07-03-2009, 09:53 PM
^ WHY THEY HAD GOOD ADS. :'(

Jord
07-03-2009, 11:31 PM
I always liked their ads..
Wonder what banks next?


Same ill miss em

Kipp
09-03-2009, 07:56 PM
I wonder what bank would be next. :)

marriott0.01
09-03-2009, 08:00 PM
They advertised themselves as Britain's safest bank? God help the rest!

kk.
09-03-2009, 08:07 PM
actually, having a 75% stake in them isnt all that bad y'know. Its not closing as such, its gonna probably merge with other publicly owned banks ie, northern rock. It just means people who have an account will follow the bank of england base rate more than likely. nothing to worry about

Hecktix
09-03-2009, 08:19 PM
Voiding, you do realise this is an international financial crisis yes? :rolleyes::rolleyes:

Anyway, I'm quite happy that taxpayers on 75% of my bank. At least there is no chance of it going bust and me losing all my money.

efq
09-03-2009, 08:34 PM
Voiding, you do realise this is an international financial crisis yes? :rolleyes::rolleyes:

Anyway, I'm quite happy that taxpayers on 75% of my bank. At least there is no chance of it going bust and me losing all my money.
Yes but from i've seen on the world news is that UK are suffering a lot and the US has had the lowest unemployment for so many years.

I havern't seen to much problems in Portugal, 1 or 2 Hotels have closed near me but they were crap but tourism is still popular as usual.

kk.
09-03-2009, 08:41 PM
because portugal is obviously a well known country :rolleyes:
The UK and US are 2 of the world leaders. We have some of the biggest economies in the world and so obviously its going to hit us a lot harder than what you see and also ours will be far more publicised.

Hecktix
09-03-2009, 08:44 PM
Wait until the summer when you have no British tourists. :eusa_clap:eusa_clap

marriott0.01
09-03-2009, 08:44 PM
Yes but from i've seen on the world news is that UK are suffering a lot and the US has had the lowest unemployment for so many years.

I havern't seen to much problems in Portugal, 1 or 2 Hotels have closed near me but they were crap but tourism is still popular as usual.
Yeah, Portugal isn't exactly the worlds biggest concern atm, it's not really a Industrial Giant like the likes of the UK and the USA.

efq
09-03-2009, 09:03 PM
Well its amazing how much % of brits go abroad to Portugal...

Hecktix
09-03-2009, 09:04 PM
You'll find that % decrease a LOT this year.

iAdam
09-03-2009, 09:21 PM
Well its amazing how much % of brits go abroad to Portugal...


Exactly, Portugals main income will be from tourism, Ours is alot of things combined, Expect to be hit by it this year because we arn't coming to portugal this year ;)

scottish
11-03-2009, 03:43 PM
The government owning the bank and the government having the highest share in the bank is different? :S

The government owns what 75% of it doesn't mean the government owns it, if the government owns it its nationalised, which Lloyds isnt from what im aware? :s

Jordy
11-03-2009, 04:09 PM
The government owning the bank and the government having the highest share in the bank is different? :S

The government owns what 75% of it doesn't mean the government owns it, if the government owns it its nationalised, which Lloyds isnt from what im aware? :sThe government owning a private asset is nationalisation and I believe to own something you have to own 51% of it.

About banks being safe, they're all safe cause the government has shares in them all, and own some of them. If a bank were to go bust you're covered for up to £50,000 anyway (I assume no HxF members have over £50k in a bank...)

As for Portugal, it's a fact that you'll get less visitors this year whether you notice or not. The UK is mostly behind your tourism industry, virtually everyone in the UK has been hit by it so tourism will be hit. Portugal is part of the Euro anyway and Sterling > Euro is an awful exchange rate, most people looking for sunny holidays will go to Turkey, Egypt, Tunisia, Morocco, Bulgaria cause they're not part of the Euro.

kk.
11-03-2009, 05:25 PM
or anywhere else in the world that uses the £ :P which i think is like 2 places lol

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