Car insurance :@:@:@:@:@

[PappaLou]

I need help with finding a very cheap company!
at the moment only endsleigh helps.

[J0SH]

Have your tried compare sites? And this is reality, insurance isn't cheap. ;)

[GoldenMerc]

try comparethemarket.com thats where i get all my quotes for insurance. it all really depends on your age and the vehicle, if its a audi or anything with a big brand new then your insurance goes up even more, ford cars are the cheapest to insure i think, exept micra'a i suppose?
Anyways just try all the compare sites they are really useful.

[GTA-Andy]

try comparethemarket.com thats where i get all my quotes for insurance. it all really depends on your age and the vehicle, if its a audi or anything with a big brand new then your insurance goes up even more, ford cars are the cheapest to insure i think, exept micra'a i suppose?
Anyways just try all the compare sites they are really useful.

It depends on hundreds of factors, obviously the driver, the cars location, the annual mileage, the age, condition and value of the car, and other such. A brand new Ford won't be cheaper than a twenty year old Audi.

Anyway try the comparison sites, then Direct Line & Aviva, after that see if you can get into any specialist insurers like CSMA.

[efq]

If you have a parent who drives, you can go with there car insurance, tons cheaper.

[GTA-Andy]

If you have a parent who drives, you can go with there car insurance, tons cheaper.

Assuming you do less miles than your parents, yes, if you do the majority of miles in the vehicle it's fraud.

[efq]

Assuming you do less miles than your parents, yes, if you do the majority of miles in the vehicle it's fraud.
Well my Mum&Dad drive to London a lot for meetings so guess thats why.

[Black_Apalachi]

swinton + blag it

[Blinger1]

Assuming you do less miles than your parents, yes, if you do the majority of miles in the vehicle it's fraud.
oops, i guess i am committing a crime..

[Metric1]

oops, i guess i am committing a crime..

i'm pretty sure it doesn't matter, at least over here it doesn't.

[GTA-Andy]

i'm pretty sure it doesn't matter, at least over here it doesn't.
Well, I'm quite sure "The Law" matters, that's why it's written, and enforced...

[Metric1]

Well, I'm quite sure "The Law" matters, that's why it's written, and enforced...

I don't see how they can tell? Nobody ever checked my odometer, or my moms odometer to see who had driven more when we were on the same insurance.

[Blinger1]

Meh, i am still a secondary driver because dad technically owns the car (he bought it but i paid for most of it)

[FlyingJesus]

I prefer being the sole driver, I get my no claims up that way. Well expensive though for the first few years...

Anyway I don't think compare sites are all that great really, a lot of the better insurance companies aren't included on them (prominently Churchill who I'm with and Direct Line, both very cheap) and this year renewing my insurance the cheapest quote I got from a compare site was £1200 compared to the £850 I paid for Churchill

[GTA-Andy]

I don't see how they can tell? Nobody ever checked my odometer, or my moms odometer to see who had driven more when we were on the same insurance.
In the event of an accident the assessors will look at the car, it's normally quite clear if a teenager or a parent has been driving, they make the decision.

[Cysne]

In the event of an accident the assessors will look at the car, it's normally quite clear if a teenager or a parent has been driving, they make the decision.

and then your parents get done for fraud, yay.

Realisticly, if your driving your parents car, fine to go on their insurance. But if it's your own car and they have another car, you are gonna be butt****** to hell when/if you get caught. :)

But, don't worry! The £500 you save on insurance will happily go towards legal fees and the loss of future income from fraud on criminal records, for both you and your parents. :rolleyes: