Paypal?

[Stihl]

okay so im considering setting up a paypal account..
uhhm how secure is it? and can i trust placing my banking information into it?

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[Kieran]

It's as secure as you make it... ie, don't give out your password and get keyloggers. And yes it is safe to stick your bank details in it.

[Catzsy]

It's as secure as you make it... ie, don't give out your password and get keyloggers. And yes it is safe to stick your bank details in it.

I agree - I have never had a problem with my paypal account and I can't say I have heard anything about it being insecure provided you do as intricat says.

[Stihl]

okay thank you.
also, is it possible to shop online with it? say i went onto a clothing site, can you pay via paypal?

[Catzsy]

On some you can. Depends whether they have the facility.

[Stihl]

pardon my loads of questions; can you use a direct deposit bank account for it rather than a credit card?

[Kieran]

Yes. I have a bank account and a debit card attached to mine.

[Catzsy]

You can have both a debit and credit card. One as a primary and one as a reserve. They will need them verified though so they pay a few pence into them and you have to say how much and when to verify.

[Stihl]

You can have both a debit and credit card. One as a primary and one as a reserve. They will need them verified though so they pay a few pence into them and you have to say how much and when to verify.

uhm alright. and to attatch my debit to it, do i need to obtain a blank cheque from the bank?

[Catzsy]

No you just complete the details online and they will transfer a few pence into it. They will give you the instructions.

[Meanies]

You can have both a debit and credit card. One as a primary and one as a reserve. They will need them verified though so they pay a few pence into them and you have to say how much and when to verify.

i don't remember anything like this when i set mine up:O

[peteyt]

I think if you want to link it to your bank do they take a small ammount out like a few pence? then simply put it back, just to see the account works. Its a while since i signed up.

PayPal is pretty decent, secure and a lot of websites use it, sadly not all. For example the popular play.com sadly doesn't use it, or it didn't last time i did.

To the original poster - one thing no one has mentioned and I thought I'd let you know is to be on the look out for fake emails trying to Phish you. Simply they are fake emails, often a similar design to the real PayPal emails that have the aim of stealing your account details.

These emails can be avoided however if you know what your looking for. Firstly, emails asking for your password - PayPal will never ask for your password so delete them - emails such as your account has been suspended or temporary frozen are 99 percent of the time scams - if your in doubt - you can simply go directly to paypal and login instead of loging in via the emails link.

If you have Firefox, other browsers probably now this however, and hover over a link, you can usually see the target. A lot of scam emails will say click here or something or may even say paypal.com but the link thats actually been coded in these scam emails is something different, sometiems similar, sometimes a completley different domain e.g. www.scamsiteblablalongname.com/paypal.

[StefanWolves]

I think if you want to link it to your bank do they take a small ammount out like a few pence? then simply put it back, just to see the account works. Its a while since i signed up.

PayPal is pretty decent, secure and a lot of websites use it, sadly not all. For example the popular play.com sadly doesn't use it, or it didn't last time i did.

To the original poster - one thing no one has mentioned and I thought I'd let you know is to be on the look out for fake emails trying to Phish you. Simply they are fake emails, often a similar design to the real PayPal emails that have the aim of stealing your account details.

These emails can be avoided however if you know what your looking for. Firstly, emails asking for your password - PayPal will never ask for your password so delete them - emails such as your account has been suspended or temporary frozen are 99 percent of the time scams - if your in doubt - you can simply go directly to paypal and login instead of loging in via the emails link.

If you have Firefox, other browsers probably now this however, and hover over a link, you can usually see the target. A lot of scam emails will say click here or something or may even say paypal.com but the link thats actually been coded in these scam emails is something different, sometiems similar, sometimes a completley different domain e.g. www.scamsiteblablalongname.com/paypal.

wow are you trying to scare this kid? i've never had troubles like that, mainly because 'phish' e-mails go straight to my junk/spam folder...

[Trinity]

wow are you trying to scare this kid? i've never had troubles like that, mainly because 'phish' e-mails go straight to my junk/spam folder...

It's better to keep him informed :) I get a few of these emails every day. They very rarely make it into my inbox folder, but sometimes they do so he should be warned about it.

[peteyt]

Yep - If no one had told him and he'd seen it in junk, what if he'd persumed it was legit and just got flagged accidently

[LMS16]

Well, paypal apparently spend more on security than the site its self lol, probs most secure site avaliable today :)

Lew.