I-kube insurance

[William93]

Anyone heard of I-kube? It's insurance which limits when you can drive in return for cheaper insurance.

If anyone uses it, can they answer this:

Does insurance cover immediately upon buying it or when the tracker is installed?

[Robbie]

Anyone heard of I-kube? It's insurance which limits when you can drive in return for cheaper insurance.

If anyone uses it, can they answer this:

Does insurance cover immediately upon buying it or when the tracker is installed?

http://www.askmid.com/ownvehicle/ as soon as that shows your car as being insured you are legal to drive.

[GoldenMerc]

oo is it expensive?

[Rapidshare]

As soon as you buy it, the tracker does have to be in the car by end of the week or something

[tdi]

sounds a stupid idea to me, i don't want to be told when i can and can't drive. the idea of them tracking everything i do puts me off a bit too.

[Rapidshare]

Tracker only switches on 11PM and switches off at 7am or w.e

It just so you are checked that your not driving it.

[jam666]

I have an I-kube policy on my 2010 Mazda 2 and i pay £2300 PA.

Youll have to do pass plus but things are really quite good. The tracker wasnt installed until about a month after my policy started and the engineer that came out was brillaint. He even picked up problems with the car that i wouldnt of known about had he not installed the tracker which is located just below the glove box inside the dash board.

My policy covered me instantly from the moment i payed them and is fully comprehensive.

Overall whilst the tracker is in the back of your mind... at the end off the day it saved me £2000 off my insurance and if my car was ever stolen then it could be tracked. (you can log into a website and look at where you car is or where you have been so its quite cool).

The tracker is ALWAYS on when the cars engine is running and will send out signals every hour when the car is parked up.

I probably wont get I-kube again next year but its been great so far and if i need to drive from 11pm-5am i can just use my mothers car as im insured on that :).

[GoldenMerc]

That's something i def wouldn't want.

[KebabJuice]

Never heard of it. before reading i thought it was something to do with icecubes

[tdi]

I have an I-kube policy on my 2010 Mazda 2 and i pay £2300 PA.

Youll have to do pass plus but things are really quite good. The tracker wasnt installed until about a month after my policy started and the engineer that came out was brillaint. He even picked up problems with the car that i wouldnt of known about had he not installed the tracker which is located just below the glove box inside the dash board.

My policy covered me instantly from the moment i payed them and is fully comprehensive.

Overall whilst the tracker is in the back of your mind... at the end off the day it saved me £2000 off my insurance and if my car was ever stolen then it could be tracked. (you can log into a website and look at where you car is or where you have been so its quite cool).

The tracker is ALWAYS on when the cars engine is running and will send out signals every hour when the car is parked up.

I probably wont get I-kube again next year but its been great so far and if i need to drive from 11pm-5am i can just use my mothers car as im insured on that :).

you pay £2300 a year and be TOLD when you can drive?! did they use lube?

[FlyingJesus]

Damn, I wish I'd paid £900 extra in my first year to not drive when I wanted to... seriously what the hell kind of deal is that? And lol@having a 2010 car that already has problems you didn't know about

[Apple]

Damn, I wish I'd paid £900 extra in my first year to not drive when I wanted to... seriously what the hell kind of deal is that? And lol@having a 2010 car that already has problems you didn't know about
I know double bummed or what.

Seems like you are paying rather a lot, especially with your hours of driving being limited as well.

[jam666]

My car did not have problems when delivered from the factory. Is was a small problem when the dealer fitted after-market products to my car which has since been sorted.

At the end of the say you can all complain all you want BUT your not driving under them terms and it doesnt affect you so why complain? If you dont like it then dont buy it!, simple.

I am not told when i can drive either... i can easily drive if i want to between 11pm-5am but i have to pay £45 if i do. Plus in my circumstances there is no need for myself to and if i did want to go out then i have the use of another car so it does not affect me one bit.

[tdi]

why would the dealer fit aftermarket products to their own cars? 'the design of the car is very good, but i think that it'll sell much better if we put a steering wheel cover on.'

what engine is your car anyway? I still think you're getting shafted with this insurance, especially with the £45 extra you have to pay if you stay up late.

[Stephen]

Do they let you off if you have to go somewhere in an emergency?

[William93]

No, I'm sure if it was that much of an emergency you wouldn't care about £60.

[Stephen]

I wouldn't care either.. until I'm done with the emergency. I wouldn't let some stupid company take £60 off of me to rush to the hospital or something :S

[hamheyelliot]

They wont let you off the fee if you drive in the 'red hours' but you're still insured. It seems like a good idea if you're not an avid late night/early morning driver.

[danzooo]

I'm absolutely bewildered by this insurance company... you said in another thread that it's still nearly £2,500 a year with the tracker fitted, and not being allowed to travel at night? This is ridiculous, I've never heard the like. I'd understand if it brought your premiums down in the range of about a grand a year but that's just preposterous.

[jam666]

I could not get an insurance quote for less than £4100 and therefore i decided to go with Ikube instead as i saved quite alot of money.

My car has a 1349cc engine (1.3) and the after market product that caused the problem was a bluetooth handsfree kits with ipod dock. It simply wasnt secured down properly and thus everytime i went over a bump in the road the radio would cut out because the unit was wired into the radio.

The bluetooth kit was in the manufacturers spec of the car but had to be dealer fitted. (because only 30 or so special editions were made)

The insurance will be getting ditched next year anyway but i dont need to drive past 11pm and if i did i could simply use my mothers car as im insured on that.

[William93]

It's £2.4k as opposed to £3.6k. Not sure about you, but I'd rather not pay another £1200 for the time when I do not drive.