Peugeot 206, dece first car?

[Alexx..]

i was looking at THIS CAR (http://atsearch.autotrader.co.uk/uvl/popup.jsp?currentaction=searchresults&e2w=135681&max_pr=1000&sort=5&did=135681&partner=TMG&postcode=TS2%201LR&make=PEUGEOT&max_records=200&dropdowntype=uvl&configfile=http://dealerservices.autotrader.co.uk/dealers/135681/135681_config.xml&searchsrc=msl&miles=1&modelexact=1&lid=search_used__full&source=2&csslocation=http://dealerservices.autotrader.co.uk/dealers/135681/135681&id=201047374091453&distance=0) and i was wondering if it would be a decent first one?

If it is i'll go and check it out tomorrow or something

[hairpins]

a car iz a car lol.
itz ur 1st 1 so i dunt no y yew wud be bothered tbh lawl

[Deak]

I think you should go and look at it and be happy with it & it is a decent car to be fair...

I reckon any car which is half decent is the best for a first car so that you can still get from one place to another.

[Eoin247]

Not bad for a first car, although i'd look at it properly in person before i'd make any sort of decision.

[myke]

I have a 206 - I love it, it's a really nice 'hot hatch' car. A 1.6 is a bit high for a first car, you won't know where your petrols going and your insurance may be a bit high.

Just had a quick look over that one, its a nice car and looks well looked after. Check the gearbox though, 206 gearboxes are dead clunky and sometimes the linkages break. Good luck.

[Alexx..]

Thanks guys for the help, i'll +rep you all, but i don't think i'll be getting it *heartbroken*, i just looked at some insurance quotes and they're like £1200 for one insurance and then the rest are £2000+

[myke]

Is that a full license or a provisional? it will almost double on full license

[Alexx..]

Oh dear god so it is as well D: What do you reckon it would be like if I put the car on my mums insurance?

[Deak]

Thanks guys for the help, i'll +rep you all, but i don't think i'll be getting it *heartbroken*, i just looked at some insurance quotes and they're like £1200 for one insurance and then the rest are £2000+

If its your first insurance which it probably will be seeing as its your first car then the insurance will be about £1,500 - £2000. It's always deer for the first time as they think you may crash all of the time.

ty for rep too :D

[myke]

Oh dear god so it is as well D: What do you reckon it would be like if I put the car on my mums insurance?

Thats illegal and causes people who pay insurance properly an extra £500 quid each a year!

[Deak]

Thats illegal and causes people who pay insurance properly an extra £500 quid each a year!

I thought you could put someone else on your insurance... :S I'd look on the Internet to see about this in more detail

[Jake]

If its your first insurance which it probably will be seeing as its your first car then the insurance will be about £1,500 - £2000. It's always deer for the first time as they think you may crash all of the time.

ty for rep too :D

Not really depends if your male or female and on age, I was quoted £1500 was cheapest on a 1.1 when i was 18 and just passed, Now im 20 without driving since passed and my insurance is 1100£ on a 1.4

When i was like 17-18 my ex back then paid 700£ when she was 17 think it was through directline all depends on what car what age you are and what gender.


Thats illegal and causes people who pay insurance properly an extra £500 quid each a year!

Thats not illegal? You can get a multicar policy aslong as you have insurance whether its on your own or multicar then theres nothing anyone can do as you are legally insured.

[myke]

The way she/he is describing it is getting her mum to insure the car, and then adding her as a named driver. A named driver cannot drive it more than a policy holder, because that makes the named driver the person that uses it more. I got a letter from my insurer about it the other day, making sure that the police have me registered as having my own insurance.

'For standard car insurance policies, it would be classified as illegal. This is because a named driver is someone who shares the car driven mainly by the policyholder. The main driver is supposed to drive the car more often and not the named driver. If the insurer finds out, your insurance will become invalid. The worst part is when you need to make a claim, the insurer might then and there inform you that your insurance is void because you've been fronting on your car insurance.'

Under what sort of circumstances are you driving the car as a named driver? Is it your parents car? Are you a young/new driver?'

There have been plenty of news articles this year on it.

I'm not sure that it's so, illegal, but an insurance company will definitely pick up on it and refuse to pay out if you did have a crash. It makes your insurance invalid, which therefore means you dont have insurance, which is illegal. So somewhere down the line its illegal if you get me.

Will find news articles later, gtg.

[adum]

yeh I love my little peugoet 106, proper easy cars to begin with.

[Arron]

My instructor said it's fine to do?

that 206 looks top for a first car. reasonable price & reasonable condition. *buys it b4 you*
joke :)

[Alexx..]

The car looks good but the insurance for full license is a joke :( £1200 for a provisional licence though

[danzooo]

engine is too big, insurance will be extortionate

[myke]

Try looking at 1.1 206's, not powerful but cheap to run and cheap insurance.

edit: Here we are, the quotes and stuff about that illegal stuff:

More common is the illegal practice of "fronting," where parents add their son or daughter as a named second driver on their policy, when the child is actually the main driver or owner of the vehicle.

Recent research by the Co-operative Insurance claimed 41% of parents illegally front their children's car insurance, with most believing this is harmless and does not hurt anyone.

"This view could not be further from the truth," says Tim Franklin, chief operating officer at the Co-op. "Parents who believe they are helping save money by fronting are not only risking prosecution, but harming their chances of obtaining insurance in the future."

In the event of an accident, insurance companies can refuse to pay out all or part of the claim, cancel the policy, and even prosecute for fraud to recover third party claim costs from the policyholder or driver.

Insurers usually have no problem identifying a fronted policy. Something as simple as whose credit card is used regularly to buy petrol, or the contents of the car and CD player, can establish the true driver/owner.

It is also a bad move because it prevents children building up their own, all-important no-claims record. "A young person needs to get on the no-claims bonus ladder as soon as possible," says Graeme Trudgill at Biba.

http://www.guardian.co.uk/money/2010/jun/19/teenage-car-insurance

[Alexx..]

AHA found one 1.1's, thanks guys!

[Zak]

It looks a ver nice first car, 68.500 miles is quite a lot but considering you're more than likely not going to keep it for 10 years. I'd be very happy with a car like that.

[myke]

It looks a ver nice first car, 68.500 miles is quite a lot but considering you're more than likely not going to keep it for 10 years. I'd be very happy with a car like that.

68000 for a 99 car is good. An average motor owner travels 12k a year...

[Alexx..]

i found a 2000 1.1 but with 90,000 on it, i'm devastated :')

[myke]

i found a 2000 1.1 but with 90,000 on it, i'm devastated :')
whats wrong with that...

[Jake]

Tbh unless your planning to keep this car for more than 2 year mileage isn't rly an issue, my fiesta had 102k miles and works perfectly it was just used for work travelling to London everyday

[Alexx..]

whats wrong with that...

i thought 90,000 was a bit much, and it doesn't matter anyway, the car had a giant dent in the side.
i'm looking at a micra now

[tdi]

Not really depends if your male or female and on age, I was quoted £1500 was cheapest on a 1.1 when i was 18 and just passed, Now im 20 without driving since passed and my insurance is 1100£ on a 1.4

When i was like 17-18 my ex back then paid 700£ when she was 17 think it was through directline all depends on what car what age you are and what gender.



Thats not illegal? You can get a multicar policy aslong as you have insurance whether its on your own or multicar then theres nothing anyone can do as you are legally insured.

If you're going to try and debate, get your facts straight first. Insurance is calculated on; Gender and Age (which you said) but also is calculated using your postcode, you could live in a high-risk area, there are postcode risk groups of (iirc) A-E, A being the lowest premium and E being the highest. Another factor for insurance is driving experience. You could be 20, and just passed your test, or 20, and have been driving for 3 years.

It also (as you briefly mentioned) depends on the car. Cars are grouped in insurance groups 1-20 (which is now being changed to 1-50,) so check that out first, get a quote before you buy the car otherwise you might be stuck with a car you can't insure.

Putting your parent as the main driver on a car to keep the premium down when in fact YOU are the main driver IS illegal and is called fronting. The insurance companies will take your money for it but in the event of a crash they will class your insurance is void, not pay out and in the worst of situations you can be prosecuted for no insurance. Worst case scenario you have to pay for your everything and take the 6 points and possible ban.

Oh and just to be petty, the pound sign goes BEFORE the amount.