Do you plan your finances?

[scottish]

Probably more for the people not living with their parents, but do you typically plan all your finances?

If so, how far in advance do you plan?

[buttons]

nope, you plan it for me lol
i just have a rough idea of what i have and what i need that month lol. iv worked out with you what we should have after the end of this year, next year etc so we can plan stuff but i don't take great importance in it. i want to enjoy my money, don't need to scrutinize everything i spend.

[Martin]

Not really. I do occasional 'spotchecks' on my bank balance, then work out what bills I have going out until the next time I get student finance and work out how much I have left to spend on nice things etc :P

[scottish]

nope, you plan it for me lol
i just have a rough idea of what i have and what i need that month lol. iv worked out with you what we should have after the end of this year, next year etc so we can plan stuff but i don't take great importance in it. i want to enjoy my money, don't need to scrutinize everything i spend.

yeah I waste money on junk but I still have plan of my money like joint a/c, savings, bank etc.

I have pretty much next 5 years roughly planned out savings account wise (I put like 50% of disposable income into savings a month), just so I know rough amount we'll have after house deposit, wedding, kids, etc.

[Cerys]

nah not really i just save save save i probably only spend about £30 a month usually so i dont need to plan anything

but i know when i do start getting more into life and having proper bills to pay and money is tighter i definitely will plan how i spend and when i spend cos it gets me nervous

[Alkaz]

Im shit at saving and spending money. I have bills come out at the beginning of the month and think I am fine thrn spend money and forget about the bills in the middle of the month then I end up practically penniless by the end of the month waiting for pay day.

[xxMATTGxx]

Nope, I probably should. Maybe soon

[Empired]

No bc I still live at home but I absolutely will when I need to. I'm good with money anyway bc I'm bad at spending and like to keep organised.

[despect]

I still live at home but I still have control over my finances and I still have things coming out of my account and I always make sure I have enough money to pay for it.

[nat965]

I don't plan my finances like I should, but I do have a rough estimate about what I need to pay for things every months - aka bills.