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View Full Version : Overdraw Charge Debt Me



kaut
23-09-2005, 05:35 AM
Here's an interresting story for people with credit or debit cards... and a fair warning... look at your balances regularly.

Here's what I found in mine when I looked at it today.

Two weeks ago I had $45 in my account... yah I know... I'm poor... lol.

A week ago I bought gas for $21.
The next day they charged me $25 as an overdraw charge?

$45 - $21 = $24... how am I overdrawed?

Still trying to figure that one out... but anyway. I go on thinking I still have money in my account when actually I'm now -$1.00 because of the overdraw charge of $25.

Couple of days ago I buy some credits for around $20.00 thinking I still had money in my account. So now I'm -$21.

Oh look at that, another over draw charge this time $30... so yah... -$51.

Luckily I checked it today to see just how much I had... was surprised to see that I don't have any, and in fact, am getting charged... and figured they'd charge me again tomorrow. Again luckily for me a relative that I never knew died and left me $300 in his will, so I had that in my pocket. Took a trip to the bank, deposited that... and yay, safe for now with about $250. Ugh, if only I wasn't lazy and went back to the factory for a real job. Anyone wanna buy some paintings? :P

So to close this... look at your statement like daily!

BLuweesH
23-09-2005, 05:38 AM
Curse them banks!

kaut
23-09-2005, 05:54 AM
I'd call them and ask why they overcharged me when I still had money in the bank but I don't like talking on the phones. When I was at college I'd always make my roommate's girlfriend order the pizza for me with my card. After awhile they stopped asking why a girl was ordering as me.

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