It's basicly like paypal except it's alot more secure and the money goes straight into your bank account.
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E-gold is getting sued, it's not the best way to go ;) That's why I stopped accepting it. If you don't wanna get chargebacks just get keep a personal account. That's about all I know, and don't take credit card payments.
Or get a premier account and have the person file claim then cancel it. They can't open another 1 :D
I'll buy at £1.50 each?