Insurance Q

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Originally Posted by REDNECK

RIGHT SERIOUSLY NOW.

in reply to posts like the one above this, you are NOT allowed to drive ANYTHING on the road without insurance.

i know this because i've looked into it and it was a question on my theory test which i got correct.

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Can you link me to something explaining please as atm all I have is loads of people's diff opinions lol.

My dad said that his fully comp insurance covers him to give anyone else permission to drive the vehicle with him there...

http://www.wisebuyers.co.uk/motoring...nsurance/10/2/

http://www.fastquotes.co.uk/car-insurance.html

they explain quite a lot, it sucks how theres so many different things to consider when buying a car :(

Looking on the DVA website all it says is:-

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If you want to practise your driving with an accompanying driver, the accompanying driver must be over the age of 21 and must have held (and still hold) a full licence, in the relevant vehicle category, for three years.

As a learner driver you must display 'L' plates ('L' or 'D' plates in Wales) in a conspicuous position on the front and rear of the vehicle you are driving.

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Nothing to do with insurance...

Edit: I have also read the links you gave me and it just tells me what I already know about the insurance types - nothing about learners needing any to drive with a family instructor etc.

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Originally Posted by Ostinato

Looking on the DVA website all it says is:-



Nothing to do with insurance...

Edit: I have also read the links you gave me and it just tells me what I already know about the insurance types - nothing about learners needing any to drive with a family instructor etc.

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i see. to my knowledge you cant drive a car if you arent named as a driver on it, thats what ive been told by my instructor and also on my theory test !

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Originally Posted by REDNECK

i see. to my knowledge you cant drive a car if you arent named as a driver on it, thats what ive been told by my instructor and also on my theory test !

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Lol well tell me - are you insured as a named driver on your instructors car?! If not - then how can you drive it?

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Originally Posted by Ostinato

Lol well tell me - are you insured as a named driver on your instructors car?! If not - then how can you drive it?

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coz the car itself is insured


rather than the people being insured for the car

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Originally Posted by REDNECK

coz the car itself is insured


rather than the people being insured for the car

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And that's what I am trying to say... my car has fully comp insurance - so therefore it's fine?! :S lol Isn't it the same principle?

You're fine, the person teaching you is taking full responsibilty for you crashing or causing an accident. I know, I passed my driving test and all that shizz in december. <3

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Originally Posted by Kewl

You're fine, the person teaching you is taking full responsibilty for you crashing or causing an accident. I know, I passed my driving test and all that shizz in december. <3

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And did you go out driving with your dad or anyone mate?

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Originally Posted by Ostinato

And did you go out driving with your dad or anyone mate?

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With the AA driving school mostly, couple of times with my mum, I phoned the dvla to ask about insurance, they basically said as long as the owner of the car is in there with you, that they're the ones who take full responsiblity blah blah blah