Well that's not true, all the websites I've made in the past, I've never had to actually spend any money I own in real-life - depends who you know really.
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So what do fansites fall under? Is it not a website?
1. Radio - Wow, again, if you know people, you can most likely get one for free.
2. Site layouts - Wow again, if you know people, you can most likely get one for free - or design one.
3. Form - Wow, again, if you know people, you can most likely get one for free - or use phpBB or any other software.
4. Etc - And the cost of that is..
@Starter Learn the logic of coding by doing PHP or w/e and you will pick other languages up easier and be worth more. Ruby & the Ruby on rails framework are good to learn and make you very employable.
I'm trying to fully understand ZF atm and once I do I'm going to try nail ruby on rails.
Start off with html then go to php imo