"It was probably her fault" you can't just say that... People are in debt for lots of different reasons you can't just simply say THEY WERE GREEDY AND WANTED MORE!!!! That's not how it works, sometimes people don't have a choice there's loads of different reasons and once you're in debt it can be really hard to pay it off especially if your circumstances have changed etc, not to mention the APR or the charges for if you miss a payment.Quote:
Originally Posted by GirlNextDoor15
Ha! You got me reading for the second time. Excuse me mr. When did I say that? I think you mean obviously so k. Isn't it human nature? You want a lavish birthday party but you got no money. So, you ask from your parents and owe them for the rest of your life. Or maybe you have a 'life or death' reason, why not ask help from your close friends then? Must you borrow from banks etc.? When you know things are not right, then don't do it. If its already done, then don't regret!Quote:
Originally Posted by Catchy
Quote:
Originally Posted by GirlNextDoor15
Read above, that's when you said that. Some people aren't as lucky to have parents to ask, some people don't want to ask because they'd rather be independent there are many reasons why we don't accept help from people. Some people don't have the luxury of borrowing money off people. I know my parents would rather borrow me the money instead of me using my credit card but personally I'd rather use my credit card because I'm not going to rely on them for everything, I'm 19 and I am able to stand on my own two feet.Quote:
until the woman got into huge debts which was obviously her fault for being so greedy and wanting more.
'If it's already done, don't regret.' I'm guessing you've never been in debt or anything because everyone I know who has a credit card/store card etc always says "wish I never got it" including me not gonna lie, it's hard not to regret.
ANYWAY ON TOPIC:
I would say money is ONE of the most important things and I can honestly say after visiting a third world country I have learnt to appreciate money so much more. You have no idea what it is like until you actually visit one of these third world countries, you build up an image in your head but it's never as you expect it to be.
The thing that gets me though is you visit these little villages say in Africa and they're all so happy even with VERY little money, their community is great and they're so welcoming to others. Family is really important for them and it's so cute how they all stick together. They're all so positive which is more than I can say for most of us, we moan about not being able to afford to go out on a Saturday night because we have no money and feel we are so hard done by you don't get none of that over there but is that due to them not knowing as Bethie said?
You can still achieve happiness without money however I do think in our society today it is one of the most important things, you're not going to go very far without it.
And whenever did I say probably? :s That's seriously weird. Especially when you are 19 and can work for your own money already but still you want to use credit card? What a laugh. Cash is always better than cards. Anyway, we have debit cards. And even if you can use debit cards, of course you have cash to top up. So, why go for debit cards? Isn't it just egoistic?Quote:
Originally Posted by Catchy
Visited a third world country and yet, you have learnt to appreciate money?! For goodness sake, money is not the solution for everything. You can have all the money you want but I can tell you that you can't even buy clean water at countries like Somalia. So, shouldn't u say like appreciate clean water and good food instead of money, money and money? There's a saying that goes like this. Money is the root of all evil. I guess it's right. Some people living in first world countries might not b able to believe it because the outcomes of their education are flawed. It's so exam oriented and thus, some students who get brilliant results will have lots of problems with their behavior because all they think of is 'Money! How to earn lots of money?! I must be a doctor a billionaire etc.'. But where have all the ethics gone?
[@]@girlnextdoor15[/@]
Okay firstly do you not think I understand this? Credit cards aren't free money, I pay 36.9%APR on top of my purchases which I choose to do meaning I nearly pay half the amount I have borrowed back. I do this because I like being able to pay things off monthly and not all at once, it's my decision and not yours to determine if that's right or wrong.Quote:
Especially when you are 19 and can work for your own money already but still you want to use credit card? What a laugh.
Why go for debit cards? Because we aren't living in the 18th century and most of us haven't been raised in an Amish family. If you prefer carrying large amounts of cash arounds with you rather then putting it into a bank then when you're mugged you deserve no sympathy. Plus a debit card is obviously essential for most people as that is what their salary is paid into.Quote:
Anyway, we have debit cards. And even if you can use debit cards, of course you have cash to top up. So, why go for debit cards? Isn't it just egoistic?
Yes, I have learnt to appreciate money why are you questioning that? I didn't say money was the solution for everything but like I said, without it... You're not going to get very far in life are you?Quote:
Visited a third world country and yet, you have learnt to appreciate money?! For goodness sake, money is not the solution for everything.
Good on them if they become a doctor, who are you to be going around saying doctors are only doctors because they want lots of money? They deserve it, they save lives on a daily basis and I'm not prepared to question their 'ethics'. Not all careers are money driven, I'll be working in the health service in a few years and that's not just because I want a nice salary, it's because I want to make a difference in peoples lives.Quote:
It's so exam oriented and thus, some students who get brilliant results will have lots of problems with their behavior because all they think of is 'Money! How to earn lots of money?! I must be a doctor a billionaire etc.'. But where have all the ethics gone?
sorry but your not going to get rich by sitting at home doing absolutely nothing, maybe the lottery i guess. The people who are large in the business sector work their ass's off, thus most of them don't get greedy, I mean look at Bill Gates for example im sure he's giving his children 1% of his multi billion pound company, Thats not greedy, hes donating the rest to charity. The people who are in debt so bad, are generally people who borrow money who can't afford to pay it back.Quote:
Originally Posted by Catchy
I think you have me mistaken with girlnextdoor, I didn't say anybody was getting greedy... I was quoting what she had said :SQuote:
Originally Posted by GoldenMerc
Money is quite simply the most important thing. Without it (in current society), nothing would get done.
Money doesn't buy happiness? No it doesn't, but how could that happiness occur without money? If you had no money in western society, you could be living on the streets being looked down at because of the fact that you cannot afford showers etc. You'd be unlikely to get in a relationship due to this, and even if you did kids would be out of the question. Your views would ultimately be ignored aswell.
It is also something which can bring down countries if it is misused, such as Greece (and to be quite frank, most of the world at the moment).
We live in a capitalist society and so whether we like it or not, money isimportant. I suppose what's really up for debate is if its top of the list. I think it is most important. Without it, our societies and their structures would collapse overnight. Whilethere are many mini-societies that manage without money,I think the drastic change that would result were it to disappear overnight would be too much to handle at once. I also think beingable to live your life without money worries would mean that money would no longer be the most important thing and that you'd be able to focus on things that should be more important (but aren't).
Money is the reason we exist, everybody knows it, it's a fact. Kiss kiss.
Lana Del Rey aside, you answered it in the opening post, didn't you. "Money encompasses a lot to live a happy life", then isn't happiness the most important thing? Money is a mediator. It's important, but not the most important thing. What it will bring you is always more important. Although I believe the best things in life are free.
Do you realise you just contradicted yourself? Money can buy happiness, however. It can bring you power, success and many possessions. For some, that may be happiness, for others, maybe not. It's subjective. What it comes down to though, is that money isn't necessary to be happy. It's perfectly natural for happiness to occur without wealth.Quote:
Originally Posted by dbgtz