Budgeting: are you any good?

No I am one of the worst people when it comes to money and I'm sure a lot of you know I am... I am going on holiday for 9 days to Croatia in July and I have only saved up £50 so far so yeah. My problem is I will have a bill to pay but I'll think "I'd rather treat myself to a night out and I'll worry about that bill next week" I can't help myself I am absolutely useless with money, currently keep watching my phone waiting for it to go off because somebody is always ringing me hassling me for money which I owe. Eurg!!!!

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Originally Posted by Catchy

No I am one of the worst people when it comes to money and I'm sure a lot of you know I am... I am going on holiday for 9 days to Croatia in July and I have only saved up £50 so far so yeah. My problem is I will have a bill to pay but I'll think "I'd rather treat myself to a night out and I'll worry about that bill next week" I can't help myself I am absolutely useless with money, currently keep watching my phone waiting for it to go off because somebody is always ringing me hassling me for money which I owe. Eurg!!!!

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lmaoo "treat myself to a night out" and this jacob is why we are alchys!

i'm the exact same. i get my jsa and i spend it on cigarettes, drink, bus fare, nights out... and then my phone bill. useless.

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Originally Posted by Glitzen

lmaoo "treat myself to a night out" and this jacob is why we are alchys!

i'm the exact same. i get my jsa and i spend it on cigarettes, drink, bus fare, nights out... and then my phone bill. useless.

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Mmmm this is exactly the same as me Emma only thing I've never missed a payment for is my credit card because I know if I do that then they'd be charging me redic amounts each day it would be my worst nightmare!

lmao NO

i have to give my card to my friend sometimes 2 stop me using it.

i'm actually pretty good at budgeting and saving money.

when i go out i always plan on what i'm going to buy and nothing more, haha.