Are you sensible with money?

Yeah I'm fairly sensible. I'm basically on minimum wage in my main job but I manage to make it stretch, plus my freelancing stuff so I get a decent amount in each month. I live quite frugally, in a shared house with cheaper but decent food and try not to blow too much. I have a tendency to buy way too many shoes and I do like clothes but I'll try and restrain myself and set a budget.

But yeah I'm 21 and have 2 ISAs, own shares and have a pension. So yeah. Fairly sensible.

nopenot at all i usually spend most of it sigh gotta get used to saving up

i don't know really. i don't get a lot of money because i don't have a job but i get like £10 a week because i'm still in education or something which my mum gives me and i'm sensible in the sense that i make it last or get my moneys worth. like i usually use it for days out with friends, alcohol, clothes, shoes. but i wouldn't say that doesn't make me sensible with money because it's stuff i want/need. there's no point me saving up for anything because i'll be getting my student loan soon so yolo. i'm usually cheap with clothes nd stuff anyway. i mainly shop in vintage places in town. i managed to buy a hugo boss shirt for £2 the other day lmao

my problem is just that i have a lack of money x

£4000 over 16 months isn't really that much.

I probably spend around £600-800 a month. Some months may be quieter but not many. I spend my money on booze, clothes, other drinks, meals out, petrol and a few direct debits for a camera and laptop go out.

Although it probably alot, it's too easy to spend and the cost of living is rising. I do however, think I'm usually quite good at saving money as £600-800 isn't all that much out of my wage and I feel that just goes out on normal stuff and the rest I save. I paid off the holiday this month and that was £600+ and still had to live so I spent a fair bit with month, but I just make up for it next month by not spending very much.

Id like to think I'm good with money. When I had my job for 2 years I saved up $11k and it's still there! I like to save money and it makes me feel good that I know I have some money in my bank. My brother is the complete opposite though lmao. He can't have it longer than like a week.

I'm terrible with money! I've got some saved from last year when I was working part-time, and I get a little extra money from freelancing now and then, but it's not a lot. I tend to overspend, especially on sneakers and entertainment, but I'm slowly working towards a more frugal lifestyle (a)

I'm no better at saving money than North Korea is at following through a nuclear bomb threat.