are you a spender or a saver?

do you prefer to spend or save your money? i'll give a situation to make it easier

you receive money as a gift on christmas. do you spend it straight away or save it for something else?

i save bout 70% of any money I get unless i need it for anything. if I have money in my card I will find something to buy with it, same when i have change in my pocket. so i try only have what i need, can always go into my savings if i NEED anything.

i am 21 but my mum gets on my back about saving money and asks me to give her money to put into savings. thank god for that or I'd save a lot less than i do!!

I save it!
and let my mom have it when she really needs it :)

I'm like Scrooge, so I save

I used to be such a big spender but past few years I'm a huge saver and really only buy things if here on sale or I really need them I'm such a cheapskate really

I managed to blow a lot of money in the past few years so I was a spender

I'm turning a new leaf this year tho, trying to save atleast 50% of any income

me and my friend have this saving forfit on if we fail to save 50% and so far its worked

I like doing both lol spend and save :P

Unfortunately, I'm definitely more of a spender than I am a saver. I was always a saver when I was a kid up until about age 17, but since then I am so bad with my finances and I spend more money than I have. It's definitely something I have got to work on in 2014.

I'd spend it for the sales, but then get waaay carried away and go into my own momey :L
I'm always a big spender. ;) I can't save, only way I try is coppers lol. I have a piggy bank ;) I need to do something more in ways of savings, but I just can't be arsed.

I'm definitely more of a spender. However, if there is something I really want I will save.