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Hey I have a quick question.
Some mates of mine were saying today that it's illegal for me to be going out with my dad as I am not insured under the car?
I said to my dad about it and he said that it's fine because he has fully comp insurance and it covers him giving me permission to drive the car and him to teach me...
Just wondering if anyone could confirm either way as I really don't wanna get in bother before I'm even driving! lol
You're not a named driver for the car on an insurance so you shouldn't be allowed to drive his car, on the other hand, the advantage of going out with a named driver, if you do crash you can swap seats... :).
I'm pretty sure that is the case anyway.
Edit: seems I'm wrong, based on the posts below!
As long as you have a provisional and he is in the car with you, its legal, you must also have L plates on :)
you need a provisional, and the other person has to be over 21 and have had a driving licence for 3 years.
...and you need insurance on the car you are driving.Quote:
Originally Posted by Mr.Sam
Yep I have provisional, been using L Plates, my Dad's defo over 21 lol and he has been driving for like 20 years lol... And like I say he has fully comp insurance.
All cool then? lol
as long as you are insured for the vehicle then it will be fineQuote:
Originally Posted by Ostinato
you can be insured under your dads insurance but you will have to contact the insurance company for that and it will be cheaper than just your own but still pretty dear
Lol so many confusing diff posts!:P
Dnt think u have to be insured like....
RIGHT SERIOUSLY NOW.
in reply to posts like the one above this, you are NOT allowed to drive ANYTHING on the road without insurance.
i know this because i've looked into it and it was a question on my theory test which i got correct.
Can you link me to something explaining please as atm all I have is loads of people's diff opinions lol.Quote:
Originally Posted by REDNECK
My dad said that his fully comp insurance covers him to give anyone else permission to drive the vehicle with him there...
http://www.wisebuyers.co.uk/motoring...nsurance/10/2/
http://www.fastquotes.co.uk/car-insurance.html
they explain quite a lot, it sucks how theres so many different things to consider when buying a car :(
Looking on the DVA website all it says is:-
Nothing to do with insurance...Quote:
If you want to practise your driving with an accompanying driver, the accompanying driver must be over the age of 21 and must have held (and still hold) a full licence, in the relevant vehicle category, for three years.
As a learner driver you must display 'L' plates ('L' or 'D' plates in Wales) in a conspicuous position on the front and rear of the vehicle you are driving.
Edit: I have also read the links you gave me and it just tells me what I already know about the insurance types - nothing about learners needing any to drive with a family instructor etc.
i see. to my knowledge you cant drive a car if you arent named as a driver on it, thats what ive been told by my instructor and also on my theory test !Quote:
Originally Posted by Ostinato
Lol well tell me - are you insured as a named driver on your instructors car?! If not - then how can you drive it?Quote:
Originally Posted by REDNECK
coz the car itself is insuredQuote:
Originally Posted by Ostinato
rather than the people being insured for the car
And that's what I am trying to say... my car has fully comp insurance - so therefore it's fine?! :S lol Isn't it the same principle?Quote:
Originally Posted by REDNECK
You're fine, the person teaching you is taking full responsibilty for you crashing or causing an accident. I know, I passed my driving test and all that shizz in december. <3
And did you go out driving with your dad or anyone mate?Quote:
Originally Posted by Kewl
With the AA driving school mostly, couple of times with my mum, I phoned the dvla to ask about insurance, they basically said as long as the owner of the car is in there with you, that they're the ones who take full responsiblity blah blah blahQuote:
Originally Posted by Ostinato
I don't think fully comp will cover you as you're a learner and don't have a full license.
http://www.directline.com/motor/learningtodrive.htm
looks like you do need insurance