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k well im doing theory test tomorrow if i pass that i've to book my practical which is 4 week waiting period, then if i pass i plan on buying a car like asap so basically;
Which car would be preferred for beginners? (cheapish to start with)
How much is instrurance on it roughly? (per year/month or whatever)
Also what other stuff do i have to pay? like road tax, mot, etc?? ta.
Fiesta 1.25, Somewhere around 1k fully comp. 120/year Tax, MOT Depends where and when.
vuaxhall corsa 1.0 club
Around £1500 for me fully comp
if you want something that is under £2000 on insurance then its best if you look at the cars who have group insurance 1.
I tryed getting insured fully comp on a renault clio 1.2 for £3500!!
fully comp? whats that mean? ^^
Small cars such as Pug 106's, Fiats, Golfs etc are good begginer cars, I'm not sure on prices for tax, insurance etc though.
something small and cheap and if you dont know much about mechanics and such or family/friends dont then id suggest reliable.
such as bren? :P
106, corsa, fiesta, saxo, golf
Quote:
Originally Posted by entrance
- Vauxhall corsa or some type of Ford (focus/fiesta) if you have the cash, my first car was a vauxhall corsa I still have it after 3 years. Brilliant car.
- First time around I think was £900 on my mums insurance.
- I don't actually pay my road tax or mot (mum and dad still do:P) mooooooch - i'm guessing like £120 road tax?
- Services I do have to pay for and are usually like £150 a time.
Get a Fiats, There small and will be perfect for your first car
saxo's good first car
Corsa
My insurance is £1629 fully comp, £0 excess :)
Don't go on parents as you want your NCB
Oh I though all under 21's had a compulsary excess in the region of £400 or so, which insurance company you with?Quote:
Originally Posted by MrNelson
Whats about cheapest insurance you can get ? o.0
you couldnt really find a cheapest as its always changing and depends who you're withQuote:
Originally Posted by entrance
Use one of them compare websites to find the cheapest deals.
DirectLine and so's me dad =]Quote:
Originally Posted by MissAlice
I pay 1800 on my saxo vtr..
That was actually spot on apart from the tax which is 145.Quote:
Originally Posted by GTA-Andy
Three levels of insuranceQuote:
Originally Posted by entrance
1- Third Party Only
2- Third Party, Fire and Theft
3- Fully comprehensive (fully comp)
Explanations:
1- Minimum level of insurance, cheapest option in terms of price of insurance insures you for any damages occured to other peoples cars or properties. So if you crash your vehicle into someone else, your insurer will only pay for the damage to the other persons car not yours.
2 - Same as above, except your insurer will pay out to you if your car catches on fire or has been stolen.
3 - Pays out regardless of the incident whether you drive your car into a river, it gets vandelised, you crash, its crashed into, your car gets broken into, your car gets stolen etc etc. More expensive option.
I used to own a real banger last year bought for £200 and just bought third party insurance as £200 out of pocket to me wasnt much. However on my actual car and my motorcycle as their combined values are in the region of 7000 I have bought fully comp on both.