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Well a friend and me need to open a bank account. We've both just turned 16 and need an account for EMA and for a new job etc.
It's just we both don't have the slightest idea on where to start. I've researched online but it just blinds me with all the technical stuff which confuses me and I cannot tell if it's a good deal or not.
Does anyone have any tips and recommendations on where to start, what's a good deal or not and any certain banks that are good with students?
+Rep for helpful replies.
Ok, first of all im with Barclays and they seem to be very good and yes i have a student account for my EMA also i recommend you go into a branch and get help setting one up it wont take you 15minutes and can set up very easy
You also probably need proof of your self to register an account to prevent fraud.
Just to let you know. :D
i just went to lloyds tsb and asked about it. they gave me a form but next day i went back and said i did it wrong and it was too much hassle :D so they told me to come back with my passport the next day which i did and the guy took me around the back ;) made me a hot chocolate and set it all up for me, dead helpful :D
Basically it doesnt matter what bank you go with since your 16 you'll oprobably only getting a basic one, where theres no voerdraft and its simple. Whatever you got in, you can take out.
Therefore jsut walk into bank of choice, tell them you want to set up an account for ema, theyll do the rest.
I'm with HSBC and theyre pretty decent. Nice online banking.
Thanks to all above replies +Rep.
Immenseman I need to spread before I can rep you again.
HSBC are an awesome bank.
Some branches give you free tea, coffee and hot chocolate. :P
Online banking is pretty good too.
Alrighty but honestly just go into a Bank and ask, don't be frightened to strut in and demand help, it's their job and plus they get it all the time :D make them earn that wage of theirs!Quote:
Originally Posted by Toughened
LOL thanks.Quote:
Originally Posted by Immenseman
Me and my friend shall go sometime this week as we need to open an account asap!
Thanks for all the advice!
Thanks for that.Quote:
Originally Posted by Robbie!
I'll check up on it.
+Rep.
Yeh seriously it is their job, they will be more than happy to help since they probably get comission for getting more customers.