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Well, was looking for insurance for my iPhone 5, was looking at there insurance prices it seems okay, £5.99 a month, ( one extra pound for loss cover )
But can anyone tell me if there insurance company is good?
Moved by Samm (Forum Moderator): From "Technology Discussion" as it's better suited here :)
much easier to just upgrade your bank account or use your parents to insure it
such as http://www.natwest.com/personal/curr...r-account.ashx
Protect your bubble only pay out when you've got no sort of warranty left on your device.
My ex threw his against a wall when he was drunk and ProtectYourBubble paid out.
---------- Post added 12-11-2012 at 09:18 PM ----------
That's £8 a month...Quote:
Originally Posted by mrwoooooooo
and worth itQuote:
Originally Posted by Kieran
Yeah they do pay out, know people who've damaged/lost theirs and they have been with them and got a new one with no problems.
I have always used my parents Natwest account, but I know many people who use Protectmybubble and say it's excellent service and really quick.
that's awful advice, legally insurance needs to be sold on need - so if i wanted bank insurance but nothing else from the upgraded reward account it's sold wrong.Quote:
Originally Posted by mrwoooooooo
Also, the level of cover offered on banks vary, some don't cover loss but cover theft, some don't cover liquid damage, some are so pernickity that if it was lost in a licensed premise or involving alcohol it's seen as undue care and attention.
they clearly make a profit, think it through.
im pretty sure its legal. and ofc they make a profit. the point of insurance is just in case!Quote:
Originally Posted by Casanova
An FSA regulated product has to be sold on the basis of need.Quote:
Originally Posted by mrwoooooooo
If you have cover already or don't see the full advantage of the product (Or in the case of multi-products on a rewards account it has to be the majority of products) then it shouldn't be sold to you.
It's FSA's regulations, brought in in 2012.
So no, you're completely wrong.
i need phone and holiday insurance incase something happens to my phone or i get injured on holiday. try tell me i dont
I'm not saying YOU have been missold. I'm simply stating it's bad to recommend it because it might not suit him.
I haven't been on holiday for four years, don't drive... therefore I would only use the phone insurance my bank offers and it costs 12.95.
NOT VERY EFFECTIVE IS IT?
I'm saying as a product it's okay, but not a good idea to recommend.
Source? (i.e a link)
Quote:
Originally Posted by Casanova
I'd need to read through a ton of ****, I only know because our training was changed around their new rules for us selling insurance.Quote:
Originally Posted by Tomm
If you need proof research it yourself, it's highly unlikely I'd have proof... who would go home from work to check we're being told the right legal information.
check around here : http://www.fsa.gov.uk
Is protectyourbubble reliable?