are you a spender or a saver?

do you prefer to spend or save your money? i'll give a situation to make it easier

you receive money as a gift on christmas. do you spend it straight away or save it for something else?

i save bout 70% of any money I get unless i need it for anything. if I have money in my card I will find something to buy with it, same when i have change in my pocket. so i try only have what i need, can always go into my savings if i NEED anything.

i am 21 but my mum gets on my back about saving money and asks me to give her money to put into savings. thank god for that or I'd save a lot less than i do!!

I save it!
and let my mom have it when she really needs it :)

I'm like Scrooge, so I save

I used to be such a big spender but past few years I'm a huge saver and really only buy things if here on sale or I really need them I'm such a cheapskate really

I managed to blow a lot of money in the past few years so I was a spender

I'm turning a new leaf this year tho, trying to save atleast 50% of any income

me and my friend have this saving forfit on if we fail to save 50% and so far its worked

I like doing both lol spend and save :P

Unfortunately, I'm definitely more of a spender than I am a saver. I was always a saver when I was a kid up until about age 17, but since then I am so bad with my finances and I spend more money than I have. It's definitely something I have got to work on in 2014.

I'd spend it for the sales, but then get waaay carried away and go into my own momey :L
I'm always a big spender. ;) I can't save, only way I try is coppers lol. I have a piggy bank ;) I need to do something more in ways of savings, but I just can't be arsed.

I'm definitely more of a spender. However, if there is something I really want I will save.

a big spender

i can't stand having money in my pocket or bank, i just have to spend it .3.

around christmas any money i get i spend so a spender i guess
but then i save when its like march and then anything i buy is really cheap and silly like temp tattoos with smiley faces on that are like 10p or something :P my mum would just buy me what i need since its just pjs, sprays/perfume and makeup normally or school stuff and she can get everything except the school stuff from avon and she gets discounts so she doesnt mind woo

i tend to just spend spend spend i'm the worst at saving

i'll only save if i REALLY need to and is worth waiting for it. i suck :(

SPENDER! I am actually so bad with saving money!! Gonna have to get better this year so I have money for my holiday!

A saver for sure :)

i have no money so im neither

Spender. Whenever I get paid I say I'll save it so I can buy whatever I need, but it's usually gone within a week.

usually i'm a really good saver but recently i've just been wanting new clothes. like my old ones were only good for the summer, and even now i hate them so i kinda felt the need to buy some clothes. also buying a new bed, but that's kind of a need too because mine's uncomfortable.

usually i'd save my money though, wouldn't spend much of it for ages.

such a spender i buy waay too many things

I'm a saver when I'm actually earning money but currently I'm a spender, as soon as my loan comes through I spend it all.
As soon as I start working again I plan on saving.

I spend, literally as soon as i get it.
I get so irritated when i have money i need to spend it. It's really bad

I'm a saver.

Fair amount of my small savings are locked up in pure silver coins.

impulsive, compulsive spender

Bigtime spender :( end up getting myself into trouble because of it haha


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I'm definitely a spender and I get so addicted to online shopping at times.

As soon as I'm given money, I spend it. I Would love to save it but whenever I plan to save it, I Go out shopping with my friends so I'd have to dip in.

I Never ask my parents for money but they sometimes borrow from me, a couple of quid. So that makes me dip into saving money :P

i save most of my money but when it comes to food i spend it all

I save most of the time but when I spend I usually spend a lot

If I need it for something then I will save it. If I have nothing I need to pay for then I will spend it.

Saver

Bit of both. I'll spend way too much for 2 months and then not let myself buy anything at all for the 2 months after that. Then the cycle continues.. :(

Saver

I save a lot of my money because I live off of it for 8 months of the year.

I'm definitely a spender. I finally set up a direct debit a few months ago so that £200 a month is put into a savings account which will hopefully come in handy when I actually need it. Generally though I am not that good at saving money, or at least making it last the month. Just this afternoon after leaving university me and my friend went to Selfridges as he needed to get some coffee and I ended up walking out with a £125 wallet that I've wanted for a while. I'm regretting it now a little but it is so nice! Having said that, now that I've got it it will most definitely last me for a long while so I see that more of an investment piece. Also this year I am trying to stop buying unnecessary stuff that I don't need, say for instance I would pop into M&S on my way home from uni to get a drink, now instead of getting the drink I go without and at the next cash machine withdraw £10 and then that ends up going into a savings jar. Hopefully that way as well I cut down on the amount of useless stuff I buy and also start saving a lot of money.

Saver

I try to save but will occasionally go a bit mad and just blow it all (A)

I like to save but can't help but spend lol

I'm good at saving but I do like going on a spending spree every so often :P

God sake I read the title as "spider or saver" and was terrified.

erm prob spender but im savin more lately

i can save if i have a goal to save towards