Hmmm

[Smits]

K so tomorrow im supposed to pay my orange phone bill by direct debit.

But because banks are shut on sunday there isnt currently enough money in the account. However, i will be going down tomorrow to deposit some money meaning there will be enough.

What will they do if they try and charge me before i get down to the bank?

[MattFr]

you got an overdraft?

[Smits]

Nah i dont have overdraft.

I mean if i get to the bank and deposit the money, urely it's not a late payment as it's still made on the day. If i didnt have a direct debit which they set up then i'd be fine.

[Recursion]

You're not allowed an overdraft until you're 18, the bank will probably give you one but you dont have to pay the 'fine' for it.

[Smits]

I am 18 but i never wanted an overdraft, i just use what i have.

It says payment will be made on or after June 1st so technically if i get to the bank and deposit the money i should be fine?

[Blinger$]

For me they always take the money out at 12am on the day I need to pay the bill...

[Smits]

If that's midnight then i'm going to be in bed. I'm going to go down in the morning though, just wondering if it matters as long as i pay on the day.

[Stephen!]

You will have to get the money in at least the day before the payment is due or you'll get charged.

[Smits]

You will have to get the money in at least the day before the payment is due or you'll get charged.

Get charged by my bank?

[xxMATTGxx]

Get charged by my bank?

Well Orange may charge you also for a late payment, if they do such a things. But you can also be charged by the bank.