Quidity card?

[ToxicPaddy]

Hi
In the mirror today, I saw thing thing about something called a 'Quidity card'. Its like a credit/debit card, but you top it up at shops with PayPoint and only spend what's topped up (e.g. no overdraft etc). You can use it in shops, online etc and it sounds good, but is it worth it for the fees you pay? You have to pay for transactions and ATM withdrawals. List of fees linked below:

http://quiditycard.com/mirror/pre_pay_card_fees.html

So do you think its worth it? And if you have one, are they good?

[Nixt]

Just go to the bank and get cash point / debit card?! Lol.

[Bun]

lol at them fees, just use a debit card?

[PaulMacC]

I think Jord has one.

[Sammeth.]

Yeah with a debit card you can't get an overdraft, so just get one of those Much easier.

[Chaos]

Yeah with a debit card you can't get an overdraft, so just get one of those Much easier.

Yes you can.

When i made my account they said i had no overdraft.
I went to buy something thinking i had more money in my account and went into negative funds.

[Sammeth.]

Yes you can.

When i made my account they said i had no overdraft.
I went to buy something thinking i had more money in my account and went into negative funds.

Maybe its different for different banks, but with mine you can't

[Nixt]

Yes you can.

When i made my account they said i had no overdraft.
I went to buy something thinking i had more money in my account and went into negative funds.

Probably an unplanned overdraft.

[jimi]

I'm decidding on getting one of these but I dont get the fees

say if I wanted to buy something that is 20 GBP and the fee is 3%
that means 20.00 - 3% = 0.6%

so I only get 19.40 GBp topped up?

[leah]

Why don't you just use money :S