Passed my driving test first time :)

[Arron]

I passed my driving test yesterday for the first time. If money had gone my way in the last 18 months then I would've passed at the beginning of this year, but nevermind!

Anyway, now that the training is over it's now time to get all independant and get driving on my own. But one thing is stopping me, insurance quotes. Why have insurance quotes in the last year increased? This time last year my average quote was £3000. Now it's £5500. I think it's just out of my range at the moment. I mean if I had a quote for £3000 I'd easily pay it off.

Does anyone know any insurance companies that are light with newly qualified young drivers?

[Recursion]

Insurance sky rockets when you pass your test.

[GoldenMerc]

Well done, insurance goes up when you pass as Recursion said

[j0rd]

Just try all the insurance compare sites such as comparethemarket.
If they are still pulling up ridiculous quotes, try adding a parent as the main driver and you just as a named driver.

Thats really the advice I can give. I had to put my father as Main driver and me as a named driver, finally got it for £2,600 then!

[GeorginaxD]

As Best said, try adding one of your parents or a close friend/relative who have a few years no claims. That should bring the price down.

[Recursion]

Just fyi, when my parents tried doing the above it lowered mine... slightly, but upped theirs iirc.

[Arron]

My mum lost 26 worth of no claims last year because she wasn't the named driver of her partners car so she lost them.

The only thing I can think of myself is being a second named driver with my sister who has two years no claims but lives at a different address, could this work?

[Shar]

Well done! Good luck with finding cheap insurance, I'm not sure if it would be as cheap as £3000 though

[ben]

how many faults you get

[tdi]

Being down as a named driver if you're actually the main driver is classed as fronting, which is technically fraud and invalidates your insurance in the event of a crash. It's tempting, for cheaper insurance, but not worth it when you have to pay for two cars come the worst. Also, comparison sites aren't the cheapest, by far.