Insurance companies sexist?

[JackBuddy]

Do you think that car insurance companies are sexist? For a 2002 ford fiesta, it would cost me £2300 to get insured as a boy, but if I was a girl it would cost £1100.

Should gender really make a difference? I mean, if someone imigrates to this country from somewhere such as america, where there are no roundabouts and they drive on the other side of the ride, as far as I am aware, there is no difference in insurance price for someone who has lived here all their life. If they did that, it would be classed as rasict.

Why isn't costing males thousands of pounds more for insurance classed as sexist? I know there are 'boy racers' and so on, and stats prove that boys are more likely to claim, but isn't that making generalisations and being prejudice?

Discuss.

[Roboevil]

No, they aren't stereotyping. They make their policies from actual statistics, and it's just unfortunate that the average man is a lunatic driver.

I suppose it is wrong considering as we are forced to buy insurance one way or another. I've solved the problem by not learning to drive, and not buying a car.

[alexxxxx]

all about bus passes.

[Janczyk]

all about bus passes.

Take your girl for a spin on a First Mainline bus

[Fehm]

Lol Arshavin

:p and tbh, I like buses, you dont have to worry about them reversing into parked cars (DAD!) lmao, and ever since that day,. ihate to be in the car when its reversing!!
lolz
Hmm.. on topic: I dno, and im 15 i shundt rerli care ^^

[tdi]

how can you actually like buses? They're slow, overpriced, dirty, smelly, long, full of chavs most of the time and it sucks not being in control. You also don't have control over the music (unless you've got an ipod or something) and you can't take shortcuts.

Also America has roundabouts afaik.

Before I could drive I used to always take the bus into town, now I just use my car and it's much faster/better/cheaper

[Florx]

how can you actually like buses? They're slow, overpriced, dirty, smelly, long, full of chavs most of the time and it sucks not being in control. You also don't have control over the music (unless you've got an ipod or something) and you can't take shortcuts.

Also America has roundabouts afaik.

Before I could drive I used to always take the bus into town, now I just use my car and it's much faster/better/cheaper

Did you just say a car is cheaper?

[RedStratocas]

I know there are 'boy racers' and so on, and stats prove that boys are more likely to claim, but isn't that making generalisations and being prejudice?

no. the fact that the stats back it up make it not a generalisation and not prejudice.

[Mr.Sam]

add two female family members to the insurance and it'll go down

my brother added my mum and his girlfriend as designated drives and it went down a few hundred pounds.

[Metric1]

$4600 to insure you one ONE car! My insurance is $3900 to insure me on 3 cars, a 2003 Honda Accord, 2002 BMW 745i and a 2006 Lexus GS300 AWD.