Insurance companies sexist?

[Adam!]

It's bloody silly.

My mate has exactly the same moped as me, same insurance company, same age but hers is £100 cheaper.. I wonder why :|

[CadalacDon]

I dont get it, females to me get distracted more than males. I mean most drive wile putting on makeup/ looking at them selfs in the mirrior/ talking on the phone (I know males do it too but 8 times out of 10 accidents by cell phones are by female drivers) ect ect. Sure we have boy racers but its worse over here in america than you can imagine.

[N-Dubz]

bus's are cheaper.. one day travel card mate :rolleyes:

and lmaooooooooooooooo cars are no where near as cheap as a bus is

[awelsh]

buses smell though and their boiling hot. or like ths bus i was on this morning i had 2 annyoying girls who wouldnt stop talking. it was half 9 in the morning gimme a rest.

is pretty sexist though, there are a few girl racers too so its not just us

[Meanies]

It is unfair but if they didn't do it the insurance companies would lose a fair bit. Blame the new drivers who can't drive.

[MissAlice]

I do think it's unfair to assume every male is a boy racer, we all know that's not true, but if statistics obviously prove males are more of a risk than females, then what are insurance companies to do? Maybe all young drivers should be restricted on engine size!

[GommeInc]

It is in the long run. To drive from here to town, it'll cost me way under £2 in petrol. To get the bus, it'll be £4.50 and won't take me to where I want to go. I don't mind paying £5,000 or so for a car that will last a long time, with comfortable seats, music, air-con and good on the pocket to run, than a bus

Anyway, to the subject at hand. I'm not too fussed, although it is rude to assume all girls are safe drivers and all men are bad drivers/boy racers. I've seen aload of women do weird things like pull out for no reason and my friend's mum drives around in 5th gear quite alot (in bends and roundabouts), it's rather scary! Men take risks, women take their time

[tdi]

Did you just say a car is cheaper?

Yes, see above at GommeInc's post.

I do think it's unfair to assume every male is a boy racer, we all know that's not true, but if statistics obviously prove males are more of a risk than females, then what are insurance companies to do? Maybe all young drivers should be restricted on engine size!

I'm a male, and I'm not a boy racer. However I don't agree on engine size restrictions mainly as I've bought a 1.9 which I love and wouldn't want to give up in a hurry.

[MissAlice]

Yes, see above at GommeInc's post.


I'm a male, and I'm not a boy racer. However I don't agree on engine size restrictions mainly as I've bought a 1.9 which I love and wouldn't want to give up in a hurry.

I can understand that, I've held a full driving licence nearly 2 years now, and purely for a low insurance group, I've been driving a 1.0 engine, but do plan to change my car and will buy a car with a bigger engine, because I want more power, but I'm in no hurry. If things are going to change though, maybe it's an idea that could be considered for the future for newly qualified drivers. Because no one needs to drive a 3.0 when they first past their test, they don't need that power

[tdi]

I can understand that, I've held a full driving licence nearly 2 years now, and purely for a low insurance group, I've been driving a 1.0 engine, but do plan to change my car and will buy a car with a bigger engine, because I want more power, but I'm in no hurry. If things are going to change though, maybe it's an idea that could be considered for the future for newly qualified drivers. Because no one needs to drive a 3.0 when they first past their test, they don't need that power

granted that people are over confident and think they can handle a 3ltr (thats if they're lucky enough to afford the insurance)

I've been driving since I was around 8-10-ish on private land but I'm not too overcondfident when I'm on the roads.