You are right, banking can be confusing, I didn't realise you could have online banking with a Solo Card, now being called the Adapt, which does have some really good features and benefits and is aimed at 11 - 18 yr olds.
Step account will be mine, I don't need an overdraft or cheque book![]()







You could get it with your solo card, but my card is apparently a "Card Plus" account which might be why I have online banking. This new card I'm getting is a "Current Plus" account which gives me:
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