I'm not contradicting myself, kiddo. As I'm sure you know, credit with a high APR, oh wait, just like this situation, is bad bad bad because you end up paying way more than you thought, you end up not being able to afford it in the end, even though you think you could, and it can lead to trouble. I'm not sure I should bother telling you when credit is good, because you obviously know it all, but when you find a finance deal on 0% APR, you can pay it off in instalments, keeping the money in your bank, earning interest on it.
Of course, you already knew that though, so I probably shouldn't have wasted my time.




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