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  1. #21
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    Quote Originally Posted by The Professor View Post
    Two points:

    1. LOL well played Tom



    Way to contradict yourself kiddo
    I'm not contradicting myself, kiddo. As I'm sure you know, credit with a high APR, oh wait, just like this situation, is bad bad bad because you end up paying way more than you thought, you end up not being able to afford it in the end, even though you think you could, and it can lead to trouble. I'm not sure I should bother telling you when credit is good, because you obviously know it all, but when you find a finance deal on 0% APR, you can pay it off in instalments, keeping the money in your bank, earning interest on it.

    Of course, you already knew that though, so I probably shouldn't have wasted my time.
    we're smiling but we're close to tears, even after all these years

  2. #22
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    Quote Originally Posted by MattFr View Post
    I'm not contradicting myself, kiddo. As I'm sure you know, credit with a high APR, oh wait, just like this situation, is bad bad bad because you end up paying way more than you thought, you end up not being able to afford it in the end, even though you think you could, and it can lead to trouble. I'm not sure I should bother telling you when credit is good, because you obviously know it all, but when you find a finance deal on 0% APR, you can pay it off in instalments, keeping the money in your bank, earning interest on it.

    Of course, you already knew that though, so I probably shouldn't have wasted my time.
    You got that right

  3. #23
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    Quote Originally Posted by The Professor View Post
    You got that right
    Oh well, atleast I tried getting something into your arrogant mind.
    we're smiling but we're close to tears, even after all these years

  4. #24
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    Think you r getting confused on who is the arrogant one actually tbh

  5. #25
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    Quote Originally Posted by Android View Post
    Think you r getting confused on who is the arrogant one actually tbh
    Really? Thanks for your opinion.
    we're smiling but we're close to tears, even after all these years

  6. #26
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    Quote Originally Posted by MattFr View Post
    Really? Thanks for your opinion.
    My pleasure.


  7. #27
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    It's never worth the monthly payments mate.

    I took my iMac on 6 months interest free. It cost me £949 in total as I paid before end of the 6th month.

    If I had started monthly repayments for it, it worked out at a total of £1400.

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