Can I get a credit card?

[Coheed&Cambria]

HSBC Livecash. You can pay for things with them when your 13.

[Misawa]

Can only get a credit card when you're 18+.

[alexxxxx]

Debit card is your best chance. Barclays dont give you an card which you can use online. They give you there own "CashCard" which I have atm.

Though my other account with Natwest gives you an Solo Debit Card which allows you to buy stuff anywhere and is useable on paypal.

Natwest
Loyds TSB
Halifax
HSBC
They all give you Debit cards useable online.

You have to get your parent to open the account for you though
Its worth it, i got verified on paypal within 3 days.

You don't need a parent to do that. I don't think I was even asked for my DOB on PayPal.

And a 'Credit Card' is where you spend money that you don't have and pay it back - nothing like a debit card.

[Firehorse]

You don't need a parent to do that. I don't think I was even asked for my DOB on PayPal.

And a 'Credit Card' is where you spend money that you don't have and pay it back - nothing like a debit card.

Read the paypal T&Cs 18+ only but I use it anyway and am verified =]

[Antony]

You cant get a credit card until your 18 and its the same if you wanted a debit card with an overdraft, 18+ unless it's a student account i think..

[Tomm]

Barclays do give you a debit card if you get your parent's permission if you are under 16. I have a Barclays Visa Debit card atm. Also to the post above I can go overdrawn on my bank account.

Debit card is your best chance. Barclays dont give you an card which you can use online. They give you there own "CashCard" which I have atm.

Though my other account with Natwest gives you an Solo Debit Card which allows you to buy stuff anywhere and is useable on paypal.

Natwest
Loyds TSB
Halifax
HSBC
They all give you Debit cards useable online.

You have to get your parent to open the account for you though
Its worth it, i got verified on paypal within 3 days.

[Fishermaaan]

tomoz ill be getting a debit card from Natwest, do they allow debit cards for 15 year olds?

Also, can I verify that Debit card on paypal, and use it to buy stuff?

Thanks

[Moh]

Don't go with Halifax, they check if your the right age to make payments.

Last times I linked my paypal to my bank, Halifax got my paypal account closed

But you have to be 18 to get a credit card, but you can get a debit card which alows you to spent the money aslong as its in your bank.

Unless you don't mind been over drawn, buy sumin in a shop, then straight away go to a ATM and take cash out
Don't do that, some banks charge even more for going overdrawn.

[FlyingJesus]

You don't even need a debit card to make paypal work. As long as you have a bank account that you know the details to, you can hook it up.

Guess people don't read, huh a debit card's useful in general, but not essential if you're only wanting to use paypal

[Sunny.]

You don't need a parent to do that. I don't think I was even asked for my DOB on PayPal.

And a 'Credit Card' is where you spend money that you don't have and pay it back - nothing like a debit card.

I didnt say you need your parents to open a Paypal account. I said you need your parents to open a Barclays Bank account.

And I said "CashCard" not Credit Card. A Cashcard is barclays own card. It has no chip on it or anything, just a 16 Digital Card number, no CVV etc.

.

Unless you don't mind been over drawn, buy sumin in a shop, then straight away go to a ATM and take cash out
Don't do that, some banks charge even more for going overdrawn.

Unless you have a Student account which allows you to go overdrawn by around £1,500 and gives you up to 4 months to repay also with no interest and no overdrawn charge.