[Uni] Student Finance England

[Soka]

Sup I get all my fees paid for me without the need for a loan

How you manage that, lucky git!

I can sympthasise with you, and agree that student finance is ****e.

When I first applied the site kept crashing so I had to repeatedly go through all of the process several times until it finally worked. Then when i got the form through the post, and sent it with my signature they claimed they hadn't received it back in the post, so I had to do it all again and then send it off again in the post.

The site is awful to navigate through and doesn't really explain things really well, such as the difference between means and non-means tested. I had to read through everything to make sure i understood it and could at least get some loans. Anyway, turns out i'm getting the minimum loans 2500 for the tutition fees and 3500 maintenance per a year, because of my parents income. What i don't like about this is, the government assumes that if your parents have fairly high incomes then they are going to give you loads towards it etc, when mine won't and I wouldn't want them to as i'd like to pay it all back myself when earning above £15,000.

[FlyingJesus]

Open University, it all goes by my own income rather than parents or anything else and because I only do evening work my earnings are in the bracket that allow me free tuition and materials as well as a small grant it does mean I'll only have a couple of hundred to waste as opposed to all my friends at normal uni with their 3 grand but I pay nothing back everrrrrrr

[Black_Apalachi]

All we have to do is make sure we never earn more than 15k (is it?) per year and neither do we .

[Catzsy]

It's a sharade, A COMPLETE JOKE IF ANYTHING. :@

For anybody whos going uni, hows your Student Finance application going? Because I've been waiting on mine pretty much since April/May time and it's taking the mickey. My old Change of circumstances went through at the end of July, which is not what I wanted at all. I sent one off at the start of August for Staffordshire University and by the rate they do it, I expect that to be all sorted by blummin October.

I can't even access University in less than 2 weeks time because they'll want to see a Student Finance Notification Letter HOW GREAT IS THAT? My friends are complaining that they can't go University despite they've got their loans, because they haven't got the grants yet (which they dont have to pay back). At least they have a notification letter and can actually get into flippin University!

I don't know why they changed the system which apparently worked well last year, they just had to go and be suckish about it. Now Student Finance is like the biggest worry for any student, THEN its actually getting the grades they need to get in. If you don't get the grades, then Student Finance is your enemy for the rest of the 3-4 weeks between you going to University and the time you get your results by.

Can anyone sympathize with me slightly, someone whos going University thsi year and has had a similiar experience with the jack-offs who are supported by the freakin government? ¬_¬

I could rip their heads off omg.

I don't think there will be a problem - probably many others in the same boat.
Student Finance Wales were pretty damn good - all sorted in about a month. They don't pay the fees to the uni until October, I don't think, anyway. You enroling online, anyway?

[RandomManJay]

I resubmitted my mine for my second year in Febuary, it only took like 3 months to get it all sorted out, got my schedule letter a month ago. The first time I submitted it was literally the same, I've never had a problem with it.

[Soka]

Open University, it all goes by my own income rather than parents or anything else and because I only do evening work my earnings are in the bracket that allow me free tuition and materials as well as a small grant it does mean I'll only have a couple of hundred to waste as opposed to all my friends at normal uni with their 3 grand but I pay nothing back everrrrrrr

Fair does, this shows the stupid loop holes though that they haven't covered. I'm assuming you live with your parents still. If not, then ignore that first sentence lol. Your going to miss out on the student lifestyle though, best years of your life.

All we have to do is make sure we never earn more than 15k (is it?) per year and neither do we .

Yeah, but if your capable of earning more than 15,000 then you might aswell. At end of the day its a government loan paid back at a very low interest rate compared to the bank, and it will just be taken off a bit at a time at the bottom of your salary/wage slip, so just imagine it as a bit of extra insurance/tax that you never actually get to see as disposable income anyway.

The debt is actually written off completely after 25 years also. But i'm personally hoping i'll be earning more than 15,000 in 25 years and have paid it off lol.

[FlyingJesus]

Yeah living with parents but my friends have a student house in Brighton (about half hour from me) where I'll probably be staying most of the time this year if I can sort out work in the area so still living the student life and next year hopefully off to Cardiff for the same thing with other people woopwoop

[Frodo13.]

Never had a problem with them actually, and I've had to change my circumstances twice! All I'm waiting for now is my payment schedule letter again because my entitlement decreased.