Ideal First Cars

[danzooo]

Ford Ka, Ford Fiesta?

To be honest, i'd declaire the fiesta out the picture: the mk4 is actually a group 6 in insurance because of it's poor safety record. The mk5s are hugely desirable and therefore cost an arm and a leg to buy (cheapest one i found that i wanted was in the region of £2.5k) plus you don't really want anything older.

Ka's are pretty decent little cars though

[Excellent2]

As said, you would be looking at possibly an 01-03 reg. You could pick up a mark 2 fiesta hatch for cheap I would think.

[Ajthedragon]

If you want to push the price a bit, an ideal car would be a Smart ForFour or a VW Polo. You could get an older polo for under a grand easily.

[Arron]

i just want a car which will get a pretty cheap insurance quote. i understand that i may be paying £1600 + on insurance.

[Alexx..]

Ford Ka's have cheap insurance well ish, the cheapest I got was £1,040, but that was just like the basic (legal to drive and breakdown cover)

[Arron]

KA's aren't my type.

[Apple]

KA's aren't my type.

Well with your budget you don't really have much choice. If you go up another 1k to £2,000 you could buy one of these:



1.4 petrol or diesel (your choice) and insurance group 5 which is better than a ford fiesta. Plus it's an Audi, and quite a nice looking one at that!

[Arron]

hmm

group 5
group 6?

confused

[Apple]

hmm

group 5
group 6?

confused

Insurance groups are how insurance companies price up the cost of insurance for a car. So it is going to be cheaper to insure a car on insurance group 5 than it would be for a car on group 6. So obviously on a high performance car or really unsafe car the insurance group is going to be higher thus making it more expensive for you to get insured.

[Arron]

Ok so a cars such as a Yaris, Peugeot 106, Saxo, would be in which group?