Credit or debit?

[Andy]

i've had bad experiences with credit cards, its just too easy to over spend and create problems for yourself, get a debit card and save for the things you want, no debt involved

[Mikey]

debit card pls.

i would end up spending all the money on a credit card on complete ****e and get myself into debt haha. i use debit card because it actually has money that belongs to me in the account and not what belongs to the bank.

[.:iRawr:.]

MMmmmmmmm Debit.... only cause i'd probs lose my credit one hehee

[FiftyCal]

I have no need for a credit card, therefore i use a debit.

[:odey:]

At this age, I'm pretty certain I'm never going to 'touch a credit card'...

We'll have to see how that works out with age..

But right now, I'd have to say debit only...

[Shar]

Debit. I'd be in so much debt right now if I had a credit card.

[Shox]

Credit cards used correctly can be great to establish your credit etc, but for me I'd go with debit, I suck at money management, and I love to spend frivolously!

[Metric1]

credit card because i earn miles.

[twinart]

I can't handle my money, so I use Debit.

[Racheel]

Debit card for sure, there's no worrying about interest or having to pay it off by a certain date. It's all your own money, unless you go into an overdraft that is!