Protectyourbubble.com

[Casanova]

im pretty sure its legal. and ofc they make a profit. the point of insurance is just in case!

An FSA regulated product has to be sold on the basis of need.
If you have cover already or don't see the full advantage of the product (Or in the case of multi-products on a rewards account it has to be the majority of products) then it shouldn't be sold to you.

It's FSA's regulations, brought in in 2012.
So no, you're completely wrong.

[mrwoooooooo]

i need phone and holiday insurance incase something happens to my phone or i get injured on holiday. try tell me i dont

[Casanova]

I'm not saying YOU have been missold. I'm simply stating it's bad to recommend it because it might not suit him.
I haven't been on holiday for four years, don't drive... therefore I would only use the phone insurance my bank offers and it costs 12.95.

NOT VERY EFFECTIVE IS IT?
I'm saying as a product it's okay, but not a good idea to recommend.

[Tomm]

Source? (i.e a link)

An FSA regulated product has to be sold on the basis of need.
If you have cover already or don't see the full advantage of the product (Or in the case of multi-products on a rewards account it has to be the majority of products) then it shouldn't be sold to you.

It's FSA's regulations, brought in in 2012.
So no, you're completely wrong.

[Casanova]

Source? (i.e a link)

I'd need to read through a ton of ****, I only know because our training was changed around their new rules for us selling insurance.
If you need proof research it yourself, it's highly unlikely I'd have proof... who would go home from work to check we're being told the right legal information.

check around here : http://www.fsa.gov.uk

[Shar]

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