Yeah I'm fairly sensible. I'm basically on minimum wage in my main job but I manage to make it stretch, plus my freelancing stuff so I get a decent amount in each month. I live quite frugally, in a shared house with cheaper but decent food and try not to blow too much. I have a tendency to buy way too many shoes and I do like clothes but I'll try and restrain myself and set a budget.
But yeah I'm 21 and have 2 ISAs, own shares and have a pension. So yeah. Fairly sensible.








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