First Driver Insurance.

[Triz]

If I'm being brutally honest I'd rather not fanny about with a tracker which will dictate my insurance premiums based on whether I'm out and about at night, or I'm having an ever so slightly "spirited drive" on the odd occasion. I'm quite happy to shell out just over £1400 a year to have my car and to drive it how I want, when I want. Those box things are ridiculous

I agree, but only because I am older now and it costs me a lot less to insure my car, but when I first started, I was getting quoted stupid money, and with a clear/black box in my car, it reduced what I paid by over half! and due to my driving, I never had my premiums rise. I accelerated as I normally would all the time and on occasion I would just have my fun and accelerate really hard, and I was braking as I needed to, if I needed to break hard for something, I did so.. but they base your braking on how fast you accelerate, if they see you accelerate hard, it'll cause you to brake harder when in a town, whereas if you don't accelerate hard in a town then you can brake normally and softly.

People only tend to use this type of insurance for a year, and only when they first start driving. Because yes, it is very restricting, but it did the world of good to many people, all you have to do is drive as you did while you were taking your test/driving lessons and you'll be absolutely fine. Great for people who just want to go out with their mates sleep over their house, the occasional night drive at stupid O'Clock and drive to work and back.

[awelsh]

My first year cost me £1750odd fully comp on a 1.2 1998 clio (same car ive got now) that was for 10,000 mile a year with Aviva, I did pass plus though so that dropped mine down a load.

People saying about Quinn Direct, I avoided them as upon reading the smal print they are infact in liquidation so id avoid them like the plague.

This year my insurance has dropped to £750 fully comp thats again with Aviva.

[Triz]

My first year cost me £1750odd fully comp on a 1.2 1998 clio (same car ive got now) that was for 10,000 mile a year with Aviva, I did pass plus though so that dropped mine down a load.

People saying about Quinn Direct, I avoided them as upon reading the smal print they are infact in liquidation so id avoid them like the plague.

This year my insurance has dropped to £750 fully comp thats again with Aviva.

Thats great! I was curious about Aviva, so I went to have a peek and attempted to get a quote and:

The Car Insurance Quote service is currently unavailable, please try again soon.

Typical eh? lol

[Recursion]

My first year cost me £1750odd fully comp on a 1.2 1998 clio (same car ive got now) that was for 10,000 mile a year with Aviva, I did pass plus though so that dropped mine down a load.

People saying about Quinn Direct, I avoided them as upon reading the smal print they are infact in liquidation so id avoid them like the plague.

This year my insurance has dropped to £750 fully comp thats again with Aviva.

They are still a company. They are NOT in liquidation, they are in administration, two totally seperate concepts. Irish law dictates they cannot lawfully go into liquidation whilst under administration, as you can see on their FAQs, here: http://www.quinn-direct.co.uk/questi...d_answers.html

[awelsh]

They are still a company. They are NOT in liquidation, they are in administration, two totally seperate concepts. Irish law dictates they cannot lawfully go into liquidation whilst under administration, as you can see on their FAQs, here: http://www.quinn-direct.co.uk/questi...d_answers.html

Meh I remember reading something, still wouldnt want to go with them really.

[danzooo]

I personally wouldn't go with Quinn either. When I bought my old car last year, the guy I bought it off told me to go to Quinn, and when I went to them for a quote, the best they could do was in the region of over £2k, and that was with a provisional driving license. Would hate to see what sort of figures they would offer now that they're in administration.

[GommeInc]

I have my insurance with Tesco and they did a reasonable deal for me when I was first driving. I'm not sure if that applies to the cost of insurance these days, but if you want you could check them out.