Not that I like encouraging people to break terms and conditions or whatever it is - They really don't check peoples age.
You really needn't worry that much about the age restriction. As Matt said, they will rarely ever check up on age (at the end of the day, if they don't check the age of every person they end up with more users on their service). As long as you don't keep too much in your account, you won't really lose that much if you are caught and they freeze it.
Tbh I think the main issue here is that quite a lot of people don't want to get PayPal solely for buying donator on Habbox, most people who probably have it use it on various sites.
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The age restriction is a legal thing on Paypal's end, they only have to act on it if they find out, which they're not actively doing anyway.
Chippiewill.
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