I'm at a point in my life where I don't care if you like me or you don't. If you like me, cool. If you don't, meh.
Meh, i am still a secondary driver because dad technically owns the car (he bought it but i paid for most of it)
I prefer being the sole driver, I get my no claims up that way. Well expensive though for the first few years...
Anyway I don't think compare sites are all that great really, a lot of the better insurance companies aren't included on them (prominently Churchill who I'm with and Direct Line, both very cheap) and this year renewing my insurance the cheapest quote I got from a compare site was £1200 compared to the £850 I paid for Churchill
In the event of an accident the assessors will look at the car, it's normally quite clear if a teenager or a parent has been driving, they make the decision.
"This is Ford country and on a quiet day you can hear the Vauxhalls rusting."
and then your parents get done for fraud, yay.
Realisticly, if your driving your parents car, fine to go on their insurance. But if it's your own car and they have another car, you are gonna be butt****** to hell when/if you get caught.
But, don't worry! The £500 you save on insurance will happily go towards legal fees and the loss of future income from fraud on criminal records, for both you and your parents. :rolleyes:
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