Ok, I'm 16 and am wondering what bank would let me get a debit card with them.
Thread closed by Bolt660 (Forum Moderator): Due to bump.
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Ok, I'm 16 and am wondering what bank would let me get a debit card with them.
Thread closed by Bolt660 (Forum Moderator): Due to bump.
Most of them. You shouldn't have many problems.
I am 15. I have a SOLO debit card, I've had it since I was 13. I don't think it will be too much of a problem. I'm with HSBC Livecash
Bloody hell, that was quick :)
Thanks guys, I'll try and sort something out
I'm sure you can get a Debit card at any age, just not credit card lol. Ive had mines for 4/5 years withhhh rbs
I've had my debit card since 12 and use it in shops and cash point machines lol.
the one with best intrest yet thats hard to find in these econmoical hardship =[
im with natwest
wow i expected you to be like 18...Quote:
Originally Posted by brandon
wth you joined habbox when you were 10!?
HSBC MyAccount is best.
You're given two accounts, savings and current and gain interest in your savings.
Solo debit card is given. :)
All the high street banks will let you, Natwest and HSBC are good.
I might go with natwest methinks :)
Thanks everyone!
Current account interest is awful, Kids accounts are awful, I'd look at a Lloyds TSB or Barclays account as they are better value for when you turn 18. You are given a Visa Electron card which will be upgraded to Visa debit at the age of 18Quote:
Originally Posted by Andeeh
The FSA would have a field day with this post, You are not FSA registered and cannot give "This account is the best" advice.Quote:
Originally Posted by BeanEgg
Also, Natwest have a habbit of charging for things you haven't done, Becareful if you choose to go with them, just because of the state of the RBS group
lloyds is the best
I'm with Both Lloyds and Barclays and Lloyds charging structure seems good where they can only charge you for the same offence 3 times in a month but they change the offence so they can charge you, Like 3 times for "REFER TO PAYER" and then 3 times for "REFER TO PAYER." (notice the .)Quote:
Originally Posted by Immenseman
Barclays are good Never had any major issues with them.
Oh if anyone is interested these are the accounts I have at Lloyds and Barclays
Lloyds TSB:
http://www.lloydstsb.com/current_acc...nt_account.asp
Barclays
http://www.barclays.co.uk/premier/
It's what I think, from experience. ;)Quote:
Originally Posted by kurtis5561
No offence you can't say its the best as you haven't had any similar accounts, if you did Im sure you would have said.Quote:
Originally Posted by BeanEgg
Natwest - Solo
Barclays - Visa debit
Halifax - Visa debit
Most of them do
Under 18's its a visa electron from instutions that issue a Visa branded card. Or a LINK/Bank only cardQuote:
Originally Posted by Sunny,
Debit cards for under 18s (if I missed a bank please let me know)
Solo/Maestro (at age 18)
HCBC
Natwest
RBS
Visa Electron/Visa Debit (At age of 18)
Lloyds TSB
Halifax
Barclays
CO-OP
Abbey
A&L
Northern Rock
If you need an internet purchase card, get yourself a pay as you go mastercard from www.mycashplus.co.uk its £9.95 for the card and £4.95 a month OR £1 a transaction, Can be loaded at Paypoint or the post office
alliance and leicester have a pretty decent account called premier 21 for people aged 16-20
"8.00% AER credit interest on balances up to £1,000 fixed for 1 year. After 1 year rate goes back to Bank of England Base Rate less 1%. Balances over £1,000 earn 0.10% AER"
fair enough you only get the 8% interest rate up to balances of £1000 etc however you could open a savings account with another bank for example.
That account is good for 1 year then it reverts to a really low rate. The guy wants a debit card, I don't think interest bothers himQuote:
Originally Posted by jam666
Most of them will I know that HSBC does for sure.
HSBC ;)
I love seeing how the last two posts gave finacial advice without posting their FSA registration number.
Before you ask for mine, I have not given a advice or a recommendation, I have mearly provided the information which the OP should go out and read up on, I am registered but do not need to post my registration number for the above reason.
Joining a bank based on a few posts on a forum is dangerous and the product may not fit your needs.
I'm 15 and pretty much every bank here would give me 1/i already have 1 :P
another alternative to mycashplus.
IF you have paypal you can get a paypal debit card.
Free to load with your paypal account.
But fee's are abit of a *******
Fee table
http://www.paypal.com/en_GB/m/spot_feetable.htm
Honestly though, who do you think you are.. lmaoQuote:
Originally Posted by kurtis5561
On topic; ive got a debit card with Barclays, they're pretty good.
Someone who did a banking degree for two years actually!Quote:
Originally Posted by Captain
:S So?Quote:
Originally Posted by kurtis5561
We gave advice based on personal experience, peer to peer... this isn't professional banking advice, it's a teen opinions forum.
Go wave your qualifications somewhere else.
Exactly what i was thinking :rolleyes:Quote:
Originally Posted by irJen
I have a Visa Debit and im 17 with Lloyds...Quote:
Originally Posted by kurtis5561
Flip it over it won't have a cheque guarrentee, it'll be an electronic authorisation visa debit aka Visa ElectronQuote:
Originally Posted by today
It'll also be blue in colour with the horse, this is replacing their current account visa electron product
It's actually the exact same one as my mother's whos well over 18 ma'dear.Quote:
Originally Posted by kurtis5561
The fact that I stated that I have a savings account, and a currents account, with a debit card which is Solo? :eusa_wallQuote:
Originally Posted by kurtis5561
I think I've mentioned it all. ;)
You can't say its the best, At Lloyds I get a platium account with a £250 cheque guarrentee with Visa Debit and a 8%AER savings accountQuote:
Originally Posted by BeanEgg
Does that mean its the best? of course not.
Quote:
Originally Posted by irJen
kurtis5561, you have been told a few times, such as the above. It's experience.Quote:
Originally Posted by BeanEgg
Further more, the thread starter doesn't want to know the crap your saying, simply asked which bank offers a debit card.
No one actually cares about your degrees, or your FSA registration number
On topic; I would go with HSBC, or NatWest. Both offer Debit Card which are Solo.
Also read this:
You can top-up your mobile, use it online and at retail stores.
HSBC Online Banking is also very useful for transferring things.
Good thing with the HSBC accounts is that you can't get an over-draft. You can only spend what you've got.
You can also get up to £100 cash-back.
Hope this helps. :)
Edited by MattGarner (Forum Super Moderator): Please do not be rude.
Your so big headed lolQuote:
Originally Posted by kurtis5561
Go with Lloyds TSB, they're great :)
At 16, most of the major banks will :)
Sorry, your first port I was OK with but what's your problem? Most people on here don't know what the Financial Services Authority is and don't know that they need to be registered to give their opinion. They don't realise they are doing something wrong. Just because you have oh so many degrees in it, doesn't mean you can come here being sarcastic and talking to 13-16 year olds like they are some kind of black-market financial advice bureau. People are just trying to help this guy, we don't want to be lectured, thanks.Quote:
Originally Posted by kurtis5561
I'm with HSBC and they are proper decent. Never had a problem, and they'll probably be the last bank in the world to go bankrupt, haha :rolleyes:
dont go for rbs btw the mugging tax payers had to bail them idiots out.