Getting a debit card

[Blue]

I might go with natwest methinks
Thanks everyone!

[kurtis5561]

the one with best intrest yet thats hard to find in these econmoical hardship =[

im with natwest

Current account interest is awful, Kids accounts are awful, I'd look at a Lloyds TSB or Barclays account as they are better value for when you turn 18. You are given a Visa Electron card which will be upgraded to Visa debit at the age of 18

HSBC MyAccount is best.

You're given two accounts, savings and current and gain interest in your savings.

Solo debit card is given.

The FSA would have a field day with this post, You are not FSA registered and cannot give "This account is the best" advice.

Also, Natwest have a habbit of charging for things you haven't done, Becareful if you choose to go with them, just because of the state of the RBS group

[Immenseman]

lloyds is the best

[kurtis5561]

lloyds is the best

I'm with Both Lloyds and Barclays and Lloyds charging structure seems good where they can only charge you for the same offence 3 times in a month but they change the offence so they can charge you, Like 3 times for "REFER TO PAYER" and then 3 times for "REFER TO PAYER." (notice the .)

Barclays are good Never had any major issues with them.

Oh if anyone is interested these are the accounts I have at Lloyds and Barclays

Lloyds TSB:
http://www.lloydstsb.com/current_acc...nt_account.asp

Barclays
http://www.barclays.co.uk/premier/

[BeanEgg]

Current account interest is awful, Kids accounts are awful, I'd look at a Lloyds TSB or Barclays account as they are better value for when you turn 18. You are given a Visa Electron card which will be upgraded to Visa debit at the age of 18


The FSA would have a field day with this post, You are not FSA registered and cannot give "This account is the best" advice.

Also, Natwest have a habbit of charging for things you haven't done, Becareful if you choose to go with them, just because of the state of the RBS group

It's what I think, from experience.

[kurtis5561]

It's what I think, from experience.

No offence you can't say its the best as you haven't had any similar accounts, if you did Im sure you would have said.

[Sunny.]

Natwest - Solo
Barclays - Visa debit
Halifax - Visa debit

Most of them do

[kurtis5561]

Natwest - Solo
Barclays - Visa debit
Halifax - Visa debit

Most of them do

Under 18's its a visa electron from instutions that issue a Visa branded card. Or a LINK/Bank only card

Debit cards for under 18s (if I missed a bank please let me know)

Solo/Maestro (at age 18)
HCBC
Natwest
RBS

Visa Electron/Visa Debit (At age of 18)
Lloyds TSB
Halifax
Barclays
CO-OP
Abbey
A&L
Northern Rock

If you need an internet purchase card, get yourself a pay as you go mastercard from www.mycashplus.co.uk its £9.95 for the card and £4.95 a month OR £1 a transaction, Can be loaded at Paypoint or the post office

[jam666]

alliance and leicester have a pretty decent account called premier 21 for people aged 16-20

"8.00% AER credit interest on balances up to £1,000 fixed for 1 year. After 1 year rate goes back to Bank of England Base Rate less 1%. Balances over £1,000 earn 0.10% AER"

fair enough you only get the 8% interest rate up to balances of £1000 etc however you could open a savings account with another bank for example.

[kurtis5561]

alliance and leicester have a pretty decent account called premier 21 for people aged 16-20

"8.00% AER credit interest on balances up to £1,000 fixed for 1 year. After 1 year rate goes back to Bank of England Base Rate less 1%. Balances over £1,000 earn 0.10% AER"

fair enough you only get the 8% interest rate up to balances of £1000 etc however you could open a savings account with another bank for example.

That account is good for 1 year then it reverts to a really low rate. The guy wants a debit card, I don't think interest bothers him