Someone with a mobile pocket PC can access your phone via BlueTooth and use exploits in the way the bluetooth works on particular phones to hack them and take control of your phone. This means they can access anything on it and use your phone to make calls to premium rate numbers which they have set up, so you lose money from the premium rate calls and it goes straight to them.
Video on someone doing it: http://www.youtube.com/watch?v=dltjEnrePxc





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