making of the game itself isn't what costs unless its a big game, even small companies need money, probably best to start with browser games - you can make money off those too with ones such as facebook games where people pay for premium cash, that would sure get funding for a larger company and also give you a good credit rating on taking out a corporate loan.
Even for arcade games they can cost a good £10,000 or more, since they can take several months to make and wages always need paying and royalties too if some content isn't original.






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