Tuition Fees

[Hecktix]

You get a loan, it's not really a question of being able to afford seeing as poorer students will always get more. And if you're poor after you leave uni? Well then you don't have to pay back the loan. I don't agree by the way, but just pointing out the obvious. This isn't America where parents have to start a college fund from conception, or foreign students who have to pay up to £17,000 upfront.

It's not fair to expect graduates to leave uni with £40k debt lol.

[Catzsy]

http://www.bbc.co.uk/news/uk-politics-11566509

Finally. Thank God.

I did say several times the protests won't make a difference. It makes sense. If you have been watching (or listening to) BBC news 24 then you would see that economic experts say that it's better for the students. It will encourage poorer students & more...

Also, over 50 top Universities have backed the proposals. So, in my opinion. Finally, I don't mind paying more if it's good service.

Before saying "Oh shut up you're so rich" blah blah...I'd prefer it if it was free. Honestly I would, but that's not feasible at all. This country is in over a £1tillion of debt and we need to pay it off somehow.. people are going to have to pay up and that includes students. And anyway, this reform has made it easier to pay the debt off due to the rise of the threshold before having to pay off the debt, and the scholarships ect that will be available.

Edited by Catzsy (Forum Moderator): Thread merged as already one on this topic.

Just because it is passed doesn't mean the protests have been in vein. Only the first reading - long way to go yet and very small majority.

To be honest, it's needed. We need the cuts. Though I don't agree with the amount they can raise it by. Their funding's being cut by 40% so they should only be allowed to raise fees by 40%

As I understand it it is cuts of 80%

It's through, majority of 21.



You are correct, the fees are being tripled - which is unfair.

Damn - missed it. They usually do it about 7.30 - 8pm. This has a long way to go though yet.

[ifuseekamy]

It's not fair to expect graduates to leave uni with £40k debt lol.

I don't think it's fair and disagree with the cuts, but at the same time I'm reasoning that at least you get a loan. No one should be put off by the idea that they can't afford it because it simply isn't true.

[Fez]

http://www.bbc.co.uk/news/uk-politics-11566509

Finally. Thank God.

I did say several times the protests won't make a difference. It makes sense. If you have been watching (or listening to) BBC news 24 then you would see that economic experts say that it's better for the students. It will encourage poorer students & more...
[/modwarn]

Yes, of course, because those experts don't lobby for the government at all.

I don't mind paying for a top quality service either, but I can't afford that amount of debt. How on earth will it encourage poorer students "and more" to take on more debt and debt and debt and debt.

If they squeeze into a higher paying job over HALF... HALF their salary per month will go paying off their student loan.
If they squeeze into a moderate paying job, they will face around 1/4 deduction
If they squeeze into a working class job, they'll pay more than 3/4
If they squeeze into unemployment... well... they'll be stripped of everything they own.

[ifuseekamy]

Yes, of course, because those experts don't lobby for the government at all.

I don't mind paying for a top quality service either, but I can't afford that amount of debt. How on earth will it encourage poorer students "and more" to take on more debt and debt and debt and debt.

If they squeeze into a higher paying job over HALF... HALF their salary per month will go paying off their student loan.
If they squeeze into a moderate paying job, they will face around 1/4 deduction
If they squeeze into a working class job, they'll pay more than 3/4
If they squeeze into unemployment... well... they'll be stripped of everything they own.

Again, i think you're misled. The repayment starts when you earn over 21k and is a percentage of what you earn i.e. increases the more you earn.

[Fez]

Again, i think you're misled. The repayment starts when you earn over 21k and is a percentage of what you earn i.e. increases the more you earn.

Well what about the people who never EVER get into earning over 21k?

[Catzsy]

Again, i think you're misled. The repayment starts when you earn over 21k and is a percentage of what you earn i.e. increases the more you earn.

Thing is 40K is a lot of debt to be saddled with. Doesn't matter how long you have to pay it.
It is still a huge debt with interest accruing on it hanging over your head and could make an awful lot of difference to whether you would be able to buy a house or not etc etc. Also many students eventually marry other students so that's a double liability.

[ifuseekamy]

Thing is 40K is a lot of debt to be saddled with. Doesn't matter how long you have to pay it.
It is still a huge debt with interest accruing on it hanging over your head and could make an awful lot of difference to whether you would be able to buy a house or not etc etc. Also many students eventually marry other students so that's a double liability.

As I said above, I don't agree with the cuts, I'm just trying to be positive and reason through this. I'm just saying it's not question of affordability.

[Catzsy]

As I said above, I don't agree with the cuts, I'm just trying to be positive and reason through this. I'm just saying it's not question of affordability.

Yes but it is in the longterm when banks and building societies will take these huge debts into consideration when granting or not granting a mortgage. Any fool can lend money but it has to be paid back.

[-:Undertaker:-]

On the protests tonight, the tactics used by the Police were disgusting and show just how far our civil liberties have been eroded. But yet again I will point out - this was largely down the the 'serious organsied crime/terrorist' legislation introduced by the last Labour government.

through with a small majority of 21, dark day for education!

Shouls be an interesting vote tonight. They should scrape it through though as I can't see the House of Lords objecting but it would be nice to see.

Both of you are complaining about something that; a) your own party brought in in the first place despite making a promise not to introduce them during the 2001 election & b) the report was made by a Labour peer suggesting that caps on tuition fees be lifted.

So to pretend to be angry and outraged at this is just total hypocrisy.