Here's a bit of advice (some might even call it common sense):
- Add a bank pin to your account, it's there for a reason. If someone manages to access your account, they're powerless to take anything - except for what you're wearing and what's in your inventory.
- If at all possible, get yourself to a bank and bank everything you're wearing and everything that's in your inventory before logging out.
And that's it, two things you can do to make your account completely safe!
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