First Driver Insurance.

[PaulMacC]

How much would it cost on a 2003 Clio with 1.1 engine. Would it be possible under £3000? for a first time driver.

[danzooo]

From here: http://www.habboxforum.com/showthread.php?t=665461

- Your insurance premiums are calculated on a number of factors such as your age, the area you live in, your gender, the place your park your car overnight and much more. As well as the make, model, age, engine size, replacement cost, level of desirability etc of your car.

Basically, it's impossible for us to tell, and you're gonna have to find out yourself. There's a number of things you can do though to try and bring it down however.

[kasi]

just go in and ask for a quote .. lol it depends on so many things, and its different at every insurance places

[tdi]

get a quote on a comparison site for a rough idea, but when it comes to buying the insurance i'd deal with the insurance company directly.

[PaulMacC]

Do you think it is possible though? Got lots of people telling me that I should be able to get first driver under 3k where as some say I'm dreaming and should probably expect like 5k :/

[Triz]

As stated above it depends on many factors, I'd be surprised if it was over 5k a year. You'll probably be looking at 3k assuming your 17.
Is what I recommend is that you get yourself a quote on www.insurethebox.com they specialize in young drivers, with them I'll be surprised if you get quoted at 2.5k - With this insurance they put a box in your car that measures various things from your speed, how fast your accelerate, how hard you brake... it can tell which road your on, what the speed limit is on that road etc.. So if you constantly speel, your insurance will go up or they will choose not to insure you.. You are limited to 6k miles a year, but you can "top up" your miles in packages of 250, 500 and 1000 (from the top of my head)

As long as you are a safe driver and do not rag your car about, this will be the best option for you.. You'll find that compare websites will mug you off and ask for about 4-5k for insurance

[Teabags]

Should be able to. Mate is fully comp. on a 1.0 Corsa for £2200.
1.1 Clio shouldn't be a problem - (say you don't drive far, when filling in details like Under 1000 miles a year/lowest one)


http://www.cliosport.net/forum/showt...io-1.1-1998-RN
some guy got his insured for £1650 on Quinn-Direct < not sure.

[Shoe]

Quinn Direct is dodgy as

i just used go compare or something they bring loads up... dont get a tracker box fitted in your car its stupid... they will rip you off and you will end up paying loads more than you need to... as for under 3K tbh i think it would be around that price... depends what you go for tho...

Like where you keep it in the day and over night will make some difference and stuff.

[myke]

Quinn Direct is dodgy as

i just used go compare or something they bring loads up... dont get a tracker box fitted in your car its stupid... they will rip you off and you will end up paying loads more than you need to... as for under 3K tbh i think it would be around that price... depends what you go for tho...

Like where you keep it in the day and over night will make some difference and stuff.

god knows how quinn direct is dodgy. ive been with them now, this is my second year, ive not had any problems...

it really does depend on what you're doing mileage wise, the area you live in etc

try not to lie about it though cus that'll get you in more **** in the end

[Triz]

Quinn Direct is dodgy as

i just used go compare or something they bring loads up... dont get a tracker box fitted in your car its stupid... they will rip you off and you will end up paying loads more than you need to... as for under 3K tbh i think it would be around that price... depends what you go for tho...

Like where you keep it in the day and over night will make some difference and stuff.

They don't rip you off if you keep to their policy.. The base it on many factors, which is fair. If they see your driving after 10pm onwards regularly, your premiums will go up as you'll most likely to get into a crash at night due to drunk drivers/boy racers etc... If you drive safe, as the law permits you too, no hard accelerating, no hard braking, no breaking the speed limit etc.. and not regularly at night then they won't mug you off. They want the safest drivers who just want to use their car for work or to meet mates as opposed to going out every night and getting back at stupid O'Clock.