paypal advice!

[Robbie]

I've been disputing this with PayPal and the Financial Ombudsman for about 4 months now. They're chasing me for £410 from selling some scripts I made, but they're not getting a penny. They got NCO Europe debt collections to call me but once I told them the Financial Ombudsman was dealing with it they said they wont call again.

My case officer agrees with me that I shouldn't have to pay, and says it's part of the Unfair Trades Act or something that you're not covered when you sell services/virtual items.

[user130523]

look i still had cash in paypal when the case was opened, not one penny spent - they have this on hold and i been put into negative £6.91

am i supposed to earn a whole $175 to refund this person and the negative?
i dunno! i just want this off my back and paypal to piss off

[Robbie]

PayPal WILL give it them back when they finish their 'investigation' - just don't spend anything and you'll be OK, you will have just lost whatever you sold.

[user130523]

you postive?

as it says:
The buyer has issued a claim stating this transaction was made without the account holder’s knowledge or consent. Please click Resolve Claim Now to view your options to resolve this issue and how to provide relevant information that will help in PayPal’s investigation. We must receive your response by seven calendar days from case creation in order to include your input in our investigation.

does that just mean that if i don't reply i don't really have a chance and they will just give cash to the person then leave me alone?

[Robbie]

You won't have a chance even if you do reply. It was not real goods so you have no proof you sent anything, and they don't accept anything other than real tracking numbers from Royal Mail, UPS, ParcelForce etc.

And yes, you will not be in negative balance but the person will get their money back

[user130523]

ok fine, sorted!
will give out rep+ to those who helped (robbie! the most)

just praying i dont get letters/phone calls about this, parents will go mad!

[StefanWolves]

ok fine, sorted!
will give out rep+ to those who helped (robbie! the most)

just praying i dont get letters/phone calls about this, parents will go mad!

wow, i already explained what robbie has told you lol.

good luck anyway.

[user130523]

still not sure if im convinced!

coz it has options of refunding which aint working and paypal got $160 on hold!
so i think they wanting me to earn $160 and negative back dont you? :S

[StefanWolves]

listen, the $160 is put on hold because he's disputed it, in other words, trying to claim his money back by saying he wasn't the person who bought the stuff, e.g, someone was 'on his account' but this is just a cover up, paypal should have asked you for your side of the story, e.g, evidence, but guess what, you've got none! even if you did they wouldn't accept it because it's agains Habbos ToS and PayPals.

within the next week the person you sold the 'virtual goods' to, will get his money back.

you aren't getting that money back, so you can get that out of your head right now.

[user130523]

- i know i aint getting cash back
- its a dispute so i cant fight to get it back if i wanted to, its only options are:

refund (dont get that because i cant refund if they have money on hold)
show i posted the items (he did this so i cant get money back)
show i refunded (which i aint)

so basically i should leave till wednesday (when 7 days up) and they will just give cash to him? no letters/phone calls to me about the negative or he wins or to pay him or nout? they should just give the money on hold to him and get rid of my negative & close case then i can close account (cant atm due to negative) and just never use paypal again? lol.