Banks.

[efq]

I've gone OD about 30p and I got nice hefty £24 loss for it

[scott]

I got charged £36.40 yesterday for being overdrawn by £8 for less than 9 hours lol. Wasn't even my fault :p Unlucky or what

[GommeInc]

I don't have an overdraft because I'm not stupid *dances*

I don't think NatWest charge clients for anything small as far as I have paid attention with other members of my family and their accounts. It would be odd if they charged you for going into your OD, in theory it's like a reserve tank - if you have a £1,000 OD, the card would be declined if you attempt to go over it.

EDIT: What banks are you people with :S

[Clowgon]

I'm with Natwest but they still charged me £28.00 plus the £12.50.

I think i'm going to start joining some more Banks, Natwest is a good bank though.

[Blinger1]

why do people od? Surely you check your bank before you go out or what ever?

[Johno]

you really shouldn't be able to overdrawn as far as I know, credit facilities (i.e being able to go overdrawn) are only supposed to be available to 18+.

But anyway, I went overdrawn once when PayPal didnt take the money out of my account for a few days (I thought it already had) and without much attention it took it out and I was -£1.02, didn't get charged any extra. As soon as I noticed it I transferred some cash from another account.