What financial state is you & your family in?

[Mint]

Sorry if it may sound personal so only post if you feel comfortable doing so. I'd like you to be honest about what financial state you and your family is in.

By financial state I mean:

Are you struggling?
Did you start struggling as soon as the recession came?
Do you think you are average? (have an average house and car, never have to starve or be cold, get the odd games console/games etc).
Would you class yourself as rich? If so, why?
Do you live in a house owned by the council?
Are you on benefits?
And anything else you can think of regarding your financial state.

Please be honest about this, you won't gain anything from lying about huge amounts of money, just like you won't lose anything from telling the truth.

[Jamesy]

Are you struggling?
Nope

Did you start struggling as soon as the recession came?
Nope, the inheritance from my grandfather's death came in at around the same time and we spent it on a new garden, car, kitchen and a computer for me.

Do you think you are average? (have an average house and car, never have to starve or be cold, get the odd games console/games etc).
I would say average yes.

Would you class yourself as rich? If so, why?
I wouldn't.

Do you live in a house owned by the council?
Nope.

Are you on benefits?
Well there's child benefits but everyone gets that afaik.

And anything else you can think of regarding your financial state.
I really really want L4D2 but I don't want to be further below the £500 in my bank account.

[Martin]

Are you struggling?
Sort of.

Did you start struggling as soon as the recession came?
No, have sort of been struggling with some things for a while.

Do you think you are average? (have an average house and car, never have to starve or be cold, get the odd games console/games etc).
Sort of. My car cost £400 and is very old and dented etc- but does it's job of getting me 12 miles to work. Sometimes go without gas/heating for a while if money is tight, but We don't feel the cold anyway, and just use blanket's etc. My best games console atm is a playstation 2, although if I do enough overtime I hope to be able to buy myself an xbox360 someday.

Would you class yourself as rich? If so, why?
Nope.

Do you live in a house owned by the council?
Yesh.

Are you on benefits?
I'm not, I work for every penny I earn, but my parents are. :@

And anything else you can think of regarding your financial state.
Currently doing as much overtime at work, as I physically can handle, and hope to be able to buy everyone something nice for christmas.

[Black_Apalachi]

I wouldn't say I've experienced any difference personally. I would say my family is poorer than most of my friends' families, we don't live in a council house but I think it's like one, in a rough sort of area.

It's hard for me to make a judgement though because I was starting uni when this all hyped up so I had my student finance so my mum obviously hasn't had to spend as much on me, but also my dad passed away 18 months ago so that would cause a financial disadvantage. She got my brother a job where she works though and he makes loads from that. If it wasn't for my student finance, we probably wouldn't have a PS3 or 360 because I mostly paid for them. I also paid for my own car and I pay the running costs of it (or did until I crashed it :/).

Overall I'd say we're OK, no better or worse than before.

[Nixt]

Do you mind if I ask why it is you want to know?

[Mint]

Do you mind if I ask why it is you want to know?

Don't mind at all.

I just wanted to create some discussion. Considering the current economic crisis I thought that this might be a popular topic. It's not so much that I want to know (although I do find it very interesting) but more so for people to perhaps talk about the tough times they could be going through. This is a personal question which is why I have apologized and asked people to post only if they feel comfortable doing so.

[GoldenMerc]

So mint can try bluff his rich's with his brothers skyline GT that the picture was faked lolol

[Misawa]

Are you struggling? No.
Did you start struggling as soon as the recession came? No.
Do you think you are average? (have an average house and car, never have to starve or be cold, get the odd games console/games etc). I guess.
Would you class yourself as rich? If so, why? No.
Do you live in a house owned by the council? I share an apartment with friends. The house I grew up in that my parents still live in they own.
Are you on benefits? No.
And anything else you can think of regarding your financial state. I've had the luck to have projected earnings for the next year that would make me "rich", but I'll enjoy that time whenever it comes. I hate people who gloat about money. It's good to be honest. I want to live care free rather than lavishly.

[Butterfly]

Are you struggling?
Nope

Did you start struggling as soon as the recession came?
Nope, the inheritance from my grandfather's death came in at around the same time and we spent it on a new garden, car, kitchen and a computer for me.

Do you think you are average? (have an average house and car, never have to starve or be cold, get the odd games console/games etc).
I would say average yes.

Would you class yourself as rich? If so, why?
I wouldn't.

Do you live in a house owned by the council?
Nope.

Are you on benefits?
Well there's child benefits but everyone gets that afaik.

And anything else you can think of regarding your financial state.
I really really want L4D2 but I don't want to be further below the £500 in my bank account.

You sound a very stuck-up, unrealistic person, I don't think I like you, nor you're attitude.

Are you struggling? Yes

Did you start struggling as soon as the recession came? No I did not
Do you think you are average? (have an average house and car, never have to starve or be cold, get the odd games console/games etc). I don't think anybody gets the odd consoles/games at an ease if their average. And I have an average home, just no central heating, just electric heaters which costs too much so I am freezing.
Would you class yourself as rich? If so, why? No I wouldn't, but mentally I would, because I'm full of richness.
Do you live in a house owned by the council? No, privately owned.
Are you on benefits? Yes I receive Income Support, and don't work. I also receive housing benefits which pays for my rent.
And anything else you can think of regarding your financial state. Nothing.

[Ardemax]

Are you struggling?
Nop
Did you start struggling as soon as the recession came?
Well my dad was made redundant for like a week/2 weeks until somebody hired him
Do you think you are average? (have an average house and car, never have to starve or be cold, get the odd games console/games etc).
Yeah, the only consoles = wii + ps2
Would you class yourself as rich? If so, why?
Nop, deffo nop.
Do you live in a house owned by the council?
Nop
Are you on benefits?
Nop
And anything else you can think of regarding your financial state.
I don't usually buy a lot in they year, I save till xmas!